Access to Finance Specialist, USAID/BHA Market-Based Approaches for Sustainable Livelihoods in Mozambique’s Cabo Delgado Province

Project Overview
The goal of the USAID/BHA Market-Based Approaches for Sustainable Livelihoods in Mozambique’s Cabo Delgado Province Activity is to transition households of IDPs and returnees in Cabo Delgado from food assistance to sustainable livelihoods.

Company Profile
Palladium is a global company working to design, develop and deliver positive impact on the lives and livelihoods of people around the globe; broaden access to health, water, power, and infrastructure; build enduring, sustainable, and transformative institutions and market systems to address global challenges; and conserve the natural world. We operate in over 90 countries and have a workforce of 4,000 talented, motivated, and diverse staff of all religions, races, languages, and gender identities.  

Purpose of Position
Palladium seeks an Access to Finance Specialist who will assist in identifying opportunities and facilitate access to finance for economy recovery and market systems (ERMS) beneficiaries. The specialist will provide business skills and financial literacy TOTs.

Duration: The Activity is projected for 3 years (October 1, 2024, to September 30, 2027)  
Location: Cabo Delgado Province (Project Office in Pemba), Mozambique 
Reports to: Deputy Team Lead

Responsibilities

Assist in identifying opportunities and facilitating medium-to-long term access to finance for ERMS beneficiaries.Provide business skills and financial literacy to training of trainers (ToTs).Work with financial institutions (FIs) to identify barriers to access to finance for internally displaced persons (IDPs) and design strategies to improve inclusive outreach.Establish strong relationships and work closely with informal and formal banking institutions to develop financial products and services appropriate to target groups.Leverage and develop private and public sector relationships within the financial ecosystem.Strengthen and expand inclusive finance mechanisms (e.g., village savings and loan associations [VSLAs] that reach smallholder farmers with an emphasis on IDPs, and vulnerable people.Perform any other tasks as required by the immediate supervisor.

Requirements

Bachelor’s degree in economics, business, finance, international development, and other relevant fields.
Minimum 5 years of experience in banking or financial services.Experience in agricultural value chain finance preferred.Prior experience working on donor-funded programs preferred.Mozambican nationality or permanent residency required.Fluency in written and oral English required.Portuguese language proficiency is preferred, as well as languages or dialects spoken in northern Mozambique, such as Makua-Lomwe or dialects of Tsonga and Shona.

Equity, Diversity & Inclusion - Palladium is committed to embedding equity, diversity, and inclusion into everything we do. We welcome applications from all sections of society and actively encourage diversity to drive innovation, creativity, success and good practice. We positively welcome and seek to ensure we achieve diversity in our workforce; and that all job applicants and employees receive equal and fair treatment regardless of their background or personal characteristics. These include: (but are not limited to) socio-economic background, age, race, gender identity and expression, religion, ethnicity, sexual orientation, disability, nationality, veteran, marital or Indigenous status. 

Should you require any adjustments or accommodations to be made due to a disability or you are a neurodivergent individual or for any other circumstance, please email our team at accessibility@thepalladiumgroup.com and we will be in touch to discuss.

Safeguarding - We define Safeguarding as “the preventative action taken by Palladium to protect our people, clients and the communities we work with from harm”. We are committed to ensuring that all children and adults who come into contact with Palladium are treated with respect and are free from abuse.  All successful candidates will be subject to an enhanced selection process including safeguarding-focused interviews and a rigorous due diligence process.