**Please note there are specific application instructions required to be considered for this role**

Actuarial Co-op students will gain exposure to key actuarial disciplines including pricing, valuation, financial modeling, risk management, asset liability management and group actuarial.  You will have the opportunity to develop important technical and business skills while working alongside industry-respected actuaries and other professionals in a supportive learning environment. The program offers a competitive salary with exam study support and increases.  Co-op students are invited to participate in regular Actuarial Development Program activities such as the mentorship program, Lunch and Learns and social events.  Additionally, co-op students will also be invited to an orientation session as well as the popular Co-op Case Study. 

Please note that your application will be considered for multiple positions within this job posting. 

Position Responsibilities:  

Work alongside actuarial professionals, gaining insights into industry standards and practices while picking up professional effectiveness habits. 

Build a professional network in one of the largest actuarial employers in North America.

Attend presentations from guest speakers on a variety of topics (such as AXIS modelling, actuarial functions, and exam study tips). 

Develop technical and soft skills by participating in presentations. 

Actuarial exam support and salary increases. 

Required Qualifications: 

Currently pursuing a degree in Actuarial Science, Statistics, Math, or related discipline.

Successful completion of SOA exams and relevant work experience. 

Excellent communication skills with ability to effectively present issues, options, and recommendations to both actuarial and non-actuarial audiences. 

Desire to set and exceed challenging goals with high energy and a drive for superior results. 

A working knowledge of Excel is required; experience with AXIS is an asset. 

Demonstrated leadership qualities in prior roles and/or extracurricular activities. 

Application Instructions: 

Please submit your cover letter, resume, academic transcript, and work term evaluation in one PDF file 

Please indicate your location preference in your Cover Letter or Resume (Waterloo/Toronto) 

Please indicate the co-op term(s) you are available to work in your Cover Letter or Resume (May-Aug 2025 / Sep-Dec 2025) 

Please indicate the number of actuarial exams you have completed in your resume 

When you join our team: 

We’ll empower you to learn and grow the career you want. 

We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. 

As part of our global team, we’ll support you in shaping the future you want to see. 

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact recruitment@manulife.com.

Working Arrangement

Salary & Benefits

Salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Please contact recruitment@manulife.com for additional information.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact recruitment@manulife.com for more information about U.S.-specific paid time off provisions.