United States
17 hours ago
Ag Credit Analyst

Company Overview 

Farmers Business Network (FBN) is on a mission to power the prosperity of family farmers and rural communities around the world, transforming how the world farms with an integrated, technology-enabled agricultural platform.

We offer high ROI farm inputs, fintech and sustainability products and services powered by network data, and farm-tested insights from our global farmer community.  Our platform helps FBN members make confident decisions to ensure the economic viability of their farms, while also empowering them to be a part of the solution as the global community confronts its most pressing issues: providing food security for a growing population, transitioning to more sustainable agriculture, and responding to climate change.

We are a dynamic, innovative, and mission-driven AgTech company that offers competitive compensation and benefits as well as boundless career mobility. We are backed by top investors, including Fidelity, ADM, Google Ventures, Kleiner Perkins, DBL Partners, T Rowe Price and Temasek. We have been featured in these articles by the Wall Street Journal and Forbes, and were also named "One of the 50 Most Innovative Companies in the World" by Fast Company Magazine.

Position Summary

We are looking for an energetic and detailed individual to join our team of experienced Credit Analysts.  This individual will need to be able to work independently as well as within a team of loan advisors, credit analysts and loan closers across the country.  This is a full-time, remote position in a fast-paced environment.

Responsibilities 

Reviews borrower submitted information for completeness and accuracy Analyzes and summarizes borrower financial information in a concise credit package  Ensures all new and existing loans are fully compliant and fall within the FBN’s Credit Policy guidelines Communicates with sales team and loan closing team on loan application, underwriting, and approval status Works with sales team to respond to any questions or follow up items related to credit approval conditions or requirements Provides analytical support for loan amendments and modifications Interacts with customers to gather operational and financial information in order to complete analysis. Assist in gathering and compiling data to generate ad hoc credit and risk analysis reports as well as other relevant reports  Reconciles customer data among multiple systems to ensure data integrity Presents underwriting analyses and narratives to key stakeholders including financing partners and FBN’s Credit Committee Helps drive continued improvements to a fast-changing finance team

Minimum Qualifications

5+ years of agricultural credit underwriting / analysis experience for real estate and operating loans.  A commitment to the highest ethical standards Ability to keep secure highly sensitive customer data Understanding of credit and industry risk related to agriculture and farming operations Ability to work independently and with a team in a fast-paced and high volume environment with emphasis on objectivity, accuracy and timeliness Strong written and verbal communication skills

Preferred Qualifications

Degree in finance, accounting or business Experience with real estate, operating, equipment and input loans and loan processing Familiar with Salesforce and nCino

Characteristics

The successful applicant will be: Strong interpersonal, organizational, and communication skills  Process and detail oriented, professional attitude, reliable To understand the physical demands of this job, please click this link and refer to Template B   The following represents FBN's reasonable estimate of the US national average base salary range for this role based on market data and placement of internal employees: $80,000-$95,000. This salary range may vary based on geography and the higher cost of labor in some metropolitan areas.    Beyond Base Pay, FBN also offers all full-time/permanent employees competitive total compensation packages that include equity compensation (dependent upon job level), incentive/bonus plans (dependent upon position), paid holidays plus an additional floating holiday, work flexibility including paid time off and remote work if your role is eligible, parental leave, benefits including but not limited to: medical, dental, vision, wellbeing, short & long term disability, life insurance, 401k, HSA employer contributions, and more.   FBN is proud to be an equal opportunity employer that is committed to diversity and inclusion in the workplace. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. FBN considers qualified applicants with criminal histories, consistent with applicable federal, state and local law.   We participate in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program here.   FBN is also committed to providing reasonable accommodations to the known limitations for qualified applicants with disabilities and disabled veterans in our job application process. If you need assistance to complete this form or participate in an interview, please let us know.
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