Role Overview

We’re seeking a seasoned Solution Architect with deep domain expertise in Loan Origination Systems. You will own the end-to-end technical strategy and solution design across all origination phases (Pre-Application/Lead, Marketing, Application, Customer Verification, Credit Underwriting, Bureau Investigation, Funding, Contract Creation, Dealer Payment). You’ll collaborate closely with product, engineering, security and operations teams to deliver scalable, secure, cloud-native architectures—grounded in Spring Boot and Google Cloud Platform.

Required Experience

• 8+ years’ experience as a Solution Architect, Enterprise Architect or Senior Technical Architect
• Demonstrated domain expertise in Loan Origination Systems, covering at minimum:
– Pre-application/Lead Management
– Marketing Automation
– Digital Application Workflows
– Customer Identity & Verification (KYC/AML)
– Credit Underwriting & Bureau Integration
– Funding Engines & Settlement
– Contract Generation & e-Signing
– Dealer/Partner Payment Processing
• Strong hands-on background in integration architecture: REST/gRPC APIs, message-driven architectures (Kafka, JMS), ESBs or iPaaS platforms
• Proficiency with Spring Boot as the core integration framework
• Good understanding of cloud architectures on GCP (Compute Engine, GKE, Cloud Functions, Pub/Sub, Spanner, BigQuery, etc.)
• Solid understanding of IaaS vs. PaaS vs. iPaaS vs. SaaS models and when to apply each

Required Qualifications & Experience

• 8+ years’ experience as a Solution Architect, Enterprise Architect or Senior Technical Architect
• Demonstrated domain expertise in Loan Origination Systems
• Strong hands-on background in integration architecture: REST/gRPC APIs, message-driven architectures (Kafka, JMS), ESBs or iPaaS platforms
• Proficiency with Spring Boot as the core integration framework
• Good understanding of cloud architectures on GCP (Compute Engine, GKE, Cloud Functions, Pub/Sub, Spanner, BigQuery, etc.)
• Solid understanding of IaaS vs. PaaS vs. iPaaS vs. SaaS models and when to apply each
• Ability to design secure, multi-tier solutions traversing all 7 OSI layers
• Excellent communicator: able to translate business requirements into technical blueprints and present to both technical and executive audiences

• Prior experience in working in consulting firms focused on stakeholder management and preparing solution proposals.

Preferred (Nice-to-Have) Qualifications

• TOGAF® Certification (or equivalent enterprise architecture framework)
• Basic understanding of with API management tools (Apigee, Kong, MuleSoft)
• GCP Professional Cloud Architect certification or equivalent
• Familiarity with Agile delivery (Scrum/Kanban) and DevOps best practices
• Past experience in heavily regulated industries (financial services, insurance)

Key Responsibilities

• Support architecture design for the full loan origination lifecycle, ensuring compliance, performance and scalability
• Define and evangelize integration patterns (APIs, messaging, ETL), middleware choices and data flows between systems (CRM, credit bureaus, banking/payment gateways, document engines)
• Develop solution blueprints that span the 7 OSI layers: network, transport, session, presentation, application (plus physical and data-link layers where relevant)
• Architect, prototype and document cloud solutions on GCP—leveraging IaaS, PaaS, iPaaS and SaaS offerings
• Drive Spring Boot–based microservices design, best practices and reusable frameworks
• Collaborate with DevOps to define CI/CD pipelines, infrastructure-as-code (Terraform/Deployment Manager) and monitoring/observability strategy
• Review and approve technical designs, perform architecture risk assessments and mentor engineering teams on architecture governance
• Stay ahead of industry trends in loan origination, fintech integrations, cloud services and security frameworks