The Associate Credit Maintenance Analyst is an entry level position responsible for capturing and recording data related to credit exposure, obligors, and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure, and adhere to relevant credit policies. **Responsibilities:** + Support Commercial Banking Sales in the origination and management of customer credit facilities. + Assist credit underwriting teams with product solutions, credit structure, and with the analysis in assessing credit worthiness within industries such as manufacturing, oil and gas, healthcare, agriculture, etc. + Provide input on credit facilities by consulting on credit policy compliance, operational and system constraints, and service performance risk. + Oversee credit quality documentation to monitor timeliness of credit reporting and the integrity of credit data. + Assess credit deliverables associated with assigned credit relationship exposures, prioritize to ensure timely customer assistance and completion of portfolio monitoring requirements. + Ensure legal and regulatory requirements are maintained in credit origination and portfolio advisory for diverse customer base. + Monitor and escalate identified risk and compliance issues beyond credit origination team as well as maintain expertise to ensure compliance with complex global credit policy, and Anti-Money Laundering (AML) requirements. + Appropriately assess risk when business decisions are made. Demonstrate particular consideration for the firm's reputation and safeguarding Citigroup, as well as its clients and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and by escalating, managing and reporting control issues with transparency. **Qualifications:** + 2+ years of working experience. + Strong attention to detail. Demonstrates accuracy and thoroughness. Looks for ways to improve and promote quality. + Demonstrates communication skills by listening effectively and asking questions where clarification is needed. + Working knowledge of banking, financial service, analytics, and/or credit industry standards and practices. + Demonstrates general computer literacy. Experience in CitiRisk and/or Helios systems is a plus. + Experience in reviewing credit documentation, knowledge of policies, guidelines, and procedures surrounding extensions of credit is a plus. + Knowledge of Institutional Lending and Credit products, experience in risk data management is a plus. **Education:** + Bachelor’s degree/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ **Job Family Group:** Operations - Services ------------------------------------------------------ **Job Family:** Credit Maintenance ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Getzville New York United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $55,341.00 - $68,270.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Anticipated Posting Close Date:** Feb 12, 2025 ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review **Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)** . View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP\_EEO\_Supplement\_Final\_JRF\_QA\_508c.pdf) . View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo\_aa\_policy.pdf) . View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp\_%20English\_formattedESQA508c.pdf) Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.