We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What You’ll Be Doing** CIBC’s Global Markets business focuses on delivering expert financial and economic analysis and savvy deal-making capabilities to clients in Canada and around the world. The Global Markets team supports fixed income, foreign exchange, commodities, derivatives, equities, and growth markets and is focused on building a strong, innovative relationship-oriented bank. Join the **Alternate Solutions Group (ASG)** as an Associate and make a meaningful impact for our clients. Within CIBC Global Markets, the ASG team specializes in developing innovative, technology-driven capital markets solutions. This unique group combines the agility and innovative spirit of a FinTech startup with the financial strength and governance protocols of a major financial institution. ASG is recognized as a global leader in providing disruptive technological solutions across various product areas, including Cross Border Payments, Dynamic Currency Conversion, and Foreign Cash white labeling. Our diverse client base includes some of the largest banks in the world, corporations, and CIBC’s retail clients. As an Associate, you’ll be part of the Conversion Services team, a leading FX product portfolio in ASG. This team helps to enable international cardholders to pay in their local currency through various channels. These optional services provide foreign cardholders with the transparency of knowing exactly how much they will be debited. Since its inception, the product team has built partnerships with 30+ financial institutions to enable this white label solution on 100,000+ ATMs worldwide. Your key mandates will be helping to define and build product features for the business and drive execution through team collaboration. _At CIBC we enable the work environment most optimal for you to thrive in your role._ _To successfully perform the work, you’ll be on-site full-time._ **How You'll Succeed** We are looking for energetic individuals with an entrepreneurial spirit to help build our Conversion Services business. You will work in a fast-paced environment as part of a dynamic, hard-working, execution-focused product team. + **Analytics & Strategic Solution Development:** You’ll leverage your analytical and problem-solving skills to develop innovative solutions by collaborating with stakeholders to understand business, user, and customer challenges. You’ll assist in defining business requirements, success metrics, and product features while working closely with business system analysts, design, technology teams, and various product and project members to ensure alignment and effective solution delivery. Your responsibilities will include identifying, analyzing, and interpreting patterns in complex data sets to provide insightful recommendations on growth opportunities and business initiatives. Additionally, you will conduct comprehensive research to identify business trends, document key processes and procedures, and support the preparation of reports and presentations for senior management. You will also be responsible for validating key business requirements and features during the Pilot/Post Implementation verification phases of the project lifecycle **.** + **Product & Process Improvement:** You’ll conduct research and leverage your experience with payment industry trends, benchmarks, and emerging technologies to provide valuable insights and recommendations. You’ll perform in-depth analyses of penetration, attrition, priority segment performance, and identify areas of opportunity. Collaborating with team members on innovation projects, you will help implement new solutions and technologies to enhance the client experience. Additionally, you will assist with product launches, monitor campaign performance, review existing portfolios, and provide recommendations for optimization. + **Relationship Management & Delivery:** You’ll support team members through knowledge sharing, collaboration, and effective problem-solving to achieve common business goals. Utilizing your well-developed interpersonal skills, you will take complex concepts and present them in easily understandable written and graphical formats, using spreadsheets, presentation software, and web tools. You’ll effectively communicate your insights, translating them into meaningful observations for diverse audiences while demonstrating strong verbal and presentation skills. Additionally, you will be adaptive, capable of working independently with guidance from management, and thriving in a dynamic team environment. **Who You Are** + **You have an undergraduate university** **degree** in business, STEM (Science, Technology, Engineering or Mathematics) or related field, MBA is an asset. + **You can demonstrate 3-5 years’ experience** working in capital markets, foreign exchange, payments, and financial technology. + **You can demonstrate 3+ years of professional experience** with a strong record of accomplishment of stakeholder relationship building and management, business analysis, and project execution. Previous management consulting, capital markets, and product management experience in FX payments is an asset. + **You act like an owner.** You thrive when you're empowered to take initiative, go above and beyond, and deliver results. You are capable of working with limited information, ambiguity and making reasonable assumptions. + **You're passionate about people.** You find meaning in relationships and connect with others through respect and authenticity. You have the ability to mentor others through complex tasks, projects, and initiatives. + **You’re goal oriented.** You’re motivated by accomplishing your goals and delivering your best to make a difference. You can manage competing priorities in a fast-paced, high-pressure, results-oriented work environment. + **Your influence makes a difference.** You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise with effective communication and persuasion skills. + **Values matter to you** . You bring your real self to work and you live our values - trust, teamwork, and accountability. **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** Toronto-161 Bay St., 4th **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Accountability, Analytics Insights, Business Direction, Client Service, Communication, External Clients, Finance, Financial Analysis, Global Market, Marketing Strategies, Portfolio Management, Sales, Structured Products At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.