ING Wholesale Banking Germany is the corporate banking segment of ING Germany. Beyond traditional funding, we advise our corporate customers on sustainable and innovative financing projects – with a start-up spirit and the ambition to always be one step ahead. Apply now with your CV to join ING Wholesale Banking, one of the fastest growing corporate banks in Germany!
Your Tasks
From the moment our loans are signed you take on primary responsibility for them and are in charge of analyzing credit migration trends as well as maintaining internal tracking metrics for the portfolio and individual names.You supervise all disbursement requirements in cooperation with internal and external stakeholders including the export credit agency (ECA) requirements.You diligently review annual risk rating updates, prepare and provide reporting aligning with internal policies, regulators' requirement, rating agencies as well as other external parties and respond to ad hoc requests regarding portfolio composition and exposure.You supervise and analyze credit risks of the SEF portfolios via annual review, monitor the collateral including the ECA cover, and keep an eye on compliance to risk and financial parameters along with other provision of the loan agreements.By processing requests, follow-ups, modifications and legal amendments to credit contracts, you play an active role in waiver / amendment management internally and externally, in particular with ECAs.Additionally, you support your team lead and ensure – by coordinating between Portfolio- and Transaction Management, providing the required insights, reports and samples as well as participating in the dialogue if necessary – that all internal and external regulatory controls and audits are responded to promptly and properly.In case of non-payment or restructuring, you communicate with ECAs in relation to indemnification and work closely with ING's internal restructuring unit.In all this, you are the primary contact for clients as well as back-office departments, solving all their operative issues with the SEF portfolio and – by liaising with external parties – ensure our data accuracy along with maintaining all required bank / credit insurances like CPRI.Your Profile
Impressive academic record, reflecting your procedural / analytical skillsInitial professional experience in a comparable portfolio position, familiarity with Export Credit Agencies (ECAs) is appreciatedDynamic personality with entrepreneurial thinking and actions, in tune with customers' needsExcellent written communication, ambitious and committed team playerFluent German and English, both written and spoken, an additional foreign language is a plusWe offer many benefits
Company pension plan, capital-building offers, free Deutschlandticket & bicycle leasING, company restaurantHybrid working: In addition to working in the office, you can also work remotely – within operational, regulatory and legal requirements.Individualized work schedule models, sabbatical, subsidization of nursing & childcare costsPersonal budget for continuing education and development as well as health; plus, a personal budget to set up your mobile working spaceReady for a new job?
At ING we are colourful and diverse: different personalities with different perspectives - an international culture where we value and appreciate each other. We believe in substance over style, people instead of labels.
This describes you to a T?
Simply apply online - your resume is all we need to get to know you, a cover letter is optional!