Join us as a "Senior Analyst" at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences.
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Structured Lending & Financing Risk has responsibility for several underlying asset classes, including Credit & Macro, Securitized Products, Equities which all form discrete risk verticals. The role advertised is an Assistant Vice President position in the existing team based out of Mumbai and will cover SLF GCFS/CLO portfolios. Your role comprises of transaction analysis, post-sanction ongoingsurveillance, annual review and excess/exceptions management. Credit assessment of new Structured Financing opportunities across single assets and granular portfolios focussing on US BSL, MM and Private Credits as well as DM/EM Repos/TRS, securitizations and other bespoke transactions. Prepare detailed credit reviews based on fundamentals and present findings to risk senior management. Assist in establishing appropriate risk management framework in line with Risk Policies and Standards. Quantify and monitor portfolio performance including structural risk mitigants,debt covenants, deleveraging triggers etc. Monitoring, reporting and annual review of Mandate & Scale Limits.
To be successful as a "Senior Analyst", you should have experience with
Good analytical skills with attention to detail.Good interpersonal, verbal and written communication skills, and have the ability to clearly articulate complex concepts and ideas.Possess a high degree of self-motivation, the ability to drive for results, and track record of setting and achieving goals and meeting schedules.Knowledge of Leveraged Finance, Structured Lending & Financing, and awareness of prevailing market trends.Experience in credit or market risk management at a major investment bank/similar institution, or equivalent position.Knowledge of Credit (both DM and EM) products, including Repos, TRS, Private Credit Financing and related documentation.Excellent written and verbal communication skills across a variety of formats .and forums.Some other highly valued skills may include
Demonstrate sound knowledge of credit asset class and fundamentals and have confidence to provide reasoned challenge to the Front Office.Experience in credit analysis and familiarity with financial statement analysis and modelling techniques.Experience in market risk evaluation.Advanced skills in Microsoft Office suite is preferred.You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills
Mumbai
Purpose of the role
To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities.
Accountabilities
Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default.Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default.Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies.Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans.Assistant Vice President Expectations
Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.Take ownership for managing risk and strengthening controls in relation to the work done.Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.Influence or convince stakeholders to achieve outcomes.All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.