About the Role:

The BSA/AML Risk Analyst II serves within the second line of defense for Pathward’s BSA/AML/CFT and OFAC programs. The Analyst administers the enterprise wide programs in accordance with the approved policy, laws, regulations, and best business practices. This position identifies compliance opportunities and works with cross-functional teams to implement potential solutions. Provides support and consulting to the business lines.

What You Will Do:

Complete compliance reviews on business lines to evaluate compliance with applicable laws and regulations and company policy. Assess adequacy of internal controls and assist with remediation as applicable. Develop supporting documentation including procedures, workpapers, reports, and other supplemental documentation. Serve as the subject matter expert to ensure documents, projects, processes or product initiatives comply with regulatory and legal requirements, as well as enterprise policy. Assist in developing comprehensive line of business guidelines regarding BSA/AML/CFT compliance. Work with business lines to implement and support BSA/AML/CFT initiatives, provide business lines with necessary support including training and process documentation. Consult with the first line of defense by assisting in answering questions, providing technical advice and issue resolution. Aid in the evaluation of new products and services, processes, and procedures to ensure requirements of the BSA and OFAC are met. Assist with the development and delivery of online and instructor led training materials for compliance-based training. Implement new procedures and tools with team members. Assist with the enterprise BSA/AML/CFT and OFAC Risk Assessment processes including analyzing the risks associated with assigned business lines and remediating as necessary. Ensure compliance with third-party contractual obligations around service delivery. Stay current on financial services products and regulatory landscape. Review laws and regulations for business impact. Perform other duties or special projects as assigned.

What You Will Need:

Bachelor's degree in a relevant field such as Accounting, Business, Criminal Justice, or Finance CAMS certification preferred or willingness to acquire Knowledge of BSA/AML/CFT and OFAC regulatory requirements and at least 2-4 years of related experience Familiarity with banking products and services, payments, e-commerce, Fintech, sanctions, and/or trade finance Expertise in Microsoft products such as Excel, Word, PowerPoint Understanding of data structure and usage within reporting and systems Knowledge of PowerBI, ThoughtSpot, Archer, OFAC screening solutions, and/or vendor solutions that support identity verification Strong analytical, research, problem-solving, and decision-making skills Flexible and creative thinker who can learn independently and function in a fast-paced environment Skilled at organizing priorities, managing multiple complex projects at one time, and meeting deadlines Collaboration with other business units to manage compliance risks

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range:  $59,902.68 – $110,630.79

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity.  Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

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