**About this role:** Wells Fargo is seeking a Business Accountability Associate in Financial Crimes Operations as part of Enterprise Functions. Learn more about the career areas and lines of business at wellsfargojobs.com. The Transactional Risk & Intelligence Group (TRIG) is a centralized function within Financial Crimes Operations that delivers actionable transactional analysis and intelligence reporting. TRIG is seeking a BAA to perform transaction-based reviews of customers with elevated and complex risk profiles to generate actionable recommendations to line of business risk management teams. In this role, the BAA will support in executing Financial Institutions Group (FIG) correspondent banking reviews, complex customer reviews, and industry portfolio reviews. **In this role, you will:** + Conduct deep due diligence research on high-risk customers and analyze customer transactions and demographic data points to identify new or emerging customer financial crimes risks, and/or customers presenting a heightened risk within a portfolio. + Evaluate moderate to high complexity customer to determine appropriate level of escalation and ultimate recommendation, in consultation with manager/reviewer. + Work with 1,000s of rows and cells of data in Microsoft Excel to perform the analysis on datapoints ranging from geography to transactional values and volumes to relational data. + Work with the group’s data partners, mid-level managers, and cross-functional business partners to develop strategies, techniques, and tools to facilitate the advancement of reviews. + Write observations and risk dispositions that help business partners better understand customer’s behavior and manage the risk. Communicate findings and provide appropriate direction to manager/reviewer and business partners. + Participate in moderately to high complexity project initiatives. + Serve as an anti-money laundering/counter threat finance subject matter expert, and reviewer of reports for more junior members on the team. **Required Qualifications:** + 6+ months of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education **Desired Qualifications:** + Bachelor’s degree in Business, Finance, Accounting, Economics, National Security & Intelligence Studies or other relevant field. + BSA/AML compliance experience and/or experience and understanding of risk management principles; financial crimes risk management experience highly preferred + Ability to evaluate risks and to communicate relevant risk in a simple, decisive, timely and market-appropriate manner. + Strong computer skills utilizing Microsoft Office Suite with in-depth Excel experience (including Pivot Tables and performing analysis of large data sets). + Strong verbal and written communications skills in English. + Ability to build strong partnerships and to work across multiple cultures. Proven interpersonal, organization, and presentation skills. + Must be highly proficient in the use of Microsoft PowerPoint and Word. Knowledge and experience with SharePoint, Tableau, Visio, i2, Palantir, Kharon, and other similar applications is desired. + Ability to manage large and complex sets of data. + Knowledge of Wells Fargo systems (WCIS, Cornerstone, Hogan, OIB, IIS, UAR Portal, etc.) and products (wires, ACH, check products, cash vault, etc.). + Industry certifications (e.g. CAMS certified and/or Wells Fargo AML/Sanctions Credential Program, etc.). + Foreign language skills. **Posting Location:** + 221 North Kansas Street, El Paso, Texas 79901 ​ **Job Expectations:** + Willingness to work on-site at the location listed + This position is not eligible for Visa sponsorship The Business Accountability Associate will report into the Transactional Risk & Intelligence Group (TRIG). TRIG provides proactive risk identification through transactional analysis in order to properly mitigate identified risks. TRIG also provides supplemental due diligence in the form of research on Commercial Banking (CB) and Corporate and Investment Banking (CIB) customers presenting escalated risk. Product, industry, and emerging risk reviews conducted by this group assess the line of business' risk exposure to targeted industries, trends, products, customer types, and other factors. Overall, the team is responsible for the following: + Identifying customers presenting a heightened risk to CB and CIB through product, industry, and emerging risk reviews + Conducting deep research on high-risk customers and industries + Assessing CB’s and CIB's exposure to emerging risks + Enhancing customer due diligence and risk baselines based on transactional usage The Business Accountability Associate will be responsible for conducting activity reviews for Corporate and Investment Banking Financial Institutional Customer relationships by analyzing customer transactions (e.g. wires, cash letters, letters of credit); conducting Internet research regarding parties involved in the transactions; reviewing due diligence files; writing detailed reports to present the results of the EDD reviews to senior risk and line of business managers; and working on other risk assessment projects. The Business Accountability Associate will be tasked with conducting various forms of transactional due diligence reviews in support of CIB's risk management of its foreign and domestic customer relationships; these reviews include Customer Base Summaries (CBS), Focused Risk Assessments (FRA) and country- and regional-level risk assessments when required. Customer Base Summaries provide CIB and Relationship Management teams with summaries of a customer’s product usage (wires, checks, etc.) and exposure to specific customer segments of interest and high-risk geographies. These reports are customer shareable and provide CIB with a unique and powerful tool to help drive meaningful dialogue during customer facing engagements. Focused Risk Assessments are focused, risk-based transactional activity reviews that help CIB vet a single bank customer for exposure to typologies of concern, key customer segments of interest, emerging risks, and negative media. FRAs provide key risk management support to CIB for existing bank customers as well as to new customer on boarding, and product exception approval determinations. When required, TRIG also conducts country- and regional-level risk assessments to provide CIB with increased risk awareness across multiple customer relationships. **Posting End Date:** 23 Feb 2025 **_*Job posting may come down early due to volume of applicants._** **We Value Diversity** At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-436723