At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive.   We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One. 

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other. 

Job Description

Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations. Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and/or escalates risks as appropriate. Serves as a functional liaison between the Line of Business and the Lines of Defense.

Key Responsibilities:

Conduct comprehensive enhanced due diligence (EDD) and periodic (PR) reviews for high-risk international clients and transactions to identify potential financial crime risks.Analyze complex data sets and gather information from various sources to assess clients' risk profiles.Prepare detailed narratives summarizing findings and present recommendations to our business line partners for approval.Monitor and maintain accurate records of all due diligence activities to ensure compliance with regulatory and internal procedures/processes.Collaborate with cross-functional teams, including Risk, Business Line and Operations, to support compliance and risk management strategies.Stay updated on international AML regulations, Guidelines and trends to adapt due diligence processes accordingly.Assist in the development and enhancement of due diligence policies and procedures to improve efficiency and effectiveness within our department.Provide training and guidance to other team members regarding due diligence best practices.Respond promptly to any inquiries related to EDD processes from internal and external stakeholders.

Basic Qualifications

Minimum of three years of experience in enhanced due diligence, AML/EDD compliance, or a related field within financial services.Strong understanding of international regulatory requirements related to AML/EDD.Excellent research, analytical, and problem-solving skills.International space is a plus.Ability to manage multiple tasks and prioritize in a fast-paced environment.Strong written and verbal communication skills with the ability to convey complex information clearly.Proficiency in using due diligence and compliance management software (CCP Actimize, WEBKYC, HIMMS).Attention to detail and a high degree of accuracy in work.Ability to work independently and as part of a collaborative team.

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.

Posting may be closed earlier due to high volume of applicants.