Line of Service

Advisory

Industry/Sector

Banking and Capital Markets

Specialism

Risk Architecture

Management Level

Senior Associate

Job Description & Summary

At PwC, our people in data and analytics focus on leveraging data to drive insights and make informed business decisions. They utilise advanced analytics techniques to help clients optimise their operations and achieve their strategic goals.

In data analysis at PwC, you will focus on utilising advanced analytical techniques to extract insights from large datasets and drive data-driven decision-making. You will leverage skills in data manipulation, visualisation, and statistical modelling to support clients in solving complex business problems.

Focused on relationships, you are building meaningful client connections, and learning how to manage and inspire others. Navigating increasingly complex situations, you are growing your personal brand, deepening technical expertise and awareness of your strengths. You are expected to anticipate the needs of your teams and clients, and to deliver quality. Embracing increased ambiguity, you are comfortable when the path forward isn’t clear, you ask questions, and you use these moments as opportunities to grow.

Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to:

Respond effectively to the diverse perspectives, needs, and feelings of others.Use a broad range of tools, methodologies and techniques to generate new ideas and solve problems.Use critical thinking to break down complex concepts.Understand the broader objectives of your project or role and how your work fits into the overall strategy.Develop a deeper understanding of the business context and how it is changing.Use reflection to develop self awareness, enhance strengths and address development areas.Interpret data to inform insights and recommendations.Uphold and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firm's code of conduct, and independence requirements.

As a Senior Associate, you'll work as part of a team of problem solvers, helping to solve
complex business issues from strategy to execution. PwC Professional skills and
responsibilities for this management level include but are not limited to:
• Use feedback and reflection to develop self awareness, personal strengths and
address development areas.
• Delegate to others to provide stretch opportunities, coaching them to deliver
results.
• Demonstrate critical thinking and the ability to bring order to unstructured
problems.
• Use a broad range of tools and techniques to extract insights from current
industry or sector trends.
• Review your work and that of others for quality, accuracy and relevance.
• Know how and when to use tools available for a given situation and can explain
the reasons for this choice.
• Seek and embrace opportunities which give exposure to different situations,
environments and perspectives.
• Use straightforward communication, in a structured way, when influencing and
connecting with others.
• Able to read situations and modify behavior to build quality relationships.
• Uphold the firm's code of ethics and business conduct.
As a member of the Risk & Regulatory Advisory team, you will advise financial
institutions on a broad range of credit risk management topics including, organization
and governance; credit process optimization; risk rating model design, build and
implementation; and Current Expected Credit Losses (CECL) process and tools. You will
work on a team evaluating, designing, and implementing credit risk strategies to
support our clients in addressing key market challenges focused on credit risk.
Job Requirements and Preferences:
Basic Qualifications:
Minimum Degree Required:
Bachelor Degree
Minimum Years of Experience: 3 year(s)
Preferred Qualifications:
Degree Preferred:
Master Degree
Preferred Fields of Study:
Business Administration/Management, Mathematics, Statistics, Finance, Accounting,
Economics
Demonstrates a thorough level of abilities and/or a proven record of success in how to
lead or facilitate relevant project management or client consultations in the areas of
credit-related activities and credit risk management, preferably in some combination of
the following areas:
• Possessing knowledge of Allowance for Credit Losses, including methodology,
models, and US GAAP requirements under Current Expected Credit Losses
(CECL) and knowledge of IFRS 9;
• Strong writing and communication skills across complex accounting, credit, and
model topics
• Experience in the reserve, finance, or controllership organization at a large
financial institution
• Experience in designing, building, and/or validating qualitative reserves for
financial institutions across a broad array of asset classes, including both
consumer and commercial loans.
Demonstrates a thorough level of abilities and/or a proven record of success with
designing and implementing process improvement solutions, leveraging PC
applications including MS Office (Word, Excel, Access, PowerPoint), where applicable,
including:
• Knowledge of typical credit reserve methodologies used at financial institutions
to determine the allowance for loan losses (i.e., Credit Reserve, ACL, or CECL).
• Operating successfully as both an individual contributor and team member,
identifying and addressing client needs. Preparing, coordinating, and delivering
complex written and verbal materials to clients and senior management (e.g.,
PPT presentations, summary reports/ memos, oral presentations);
• Collaborating with teams to create a proven atmosphere of trust, seeking diverse
views to encourage improvement and innovation, and coaching staff, including
providing timely meaningful written and verbal feedback;
• Identifying and addressing client needs by building and maintaining trust (e.g.,
client relationship management);
• Considering cross-cultural differences, seeking diverse views to encourage
improvement and innovation, and fostering a global mindset for the team;
• Demonstrating experience in working with and managing on-shore and off-shore
teams;
• Demonstrating thorough ability to communicate project goals and objectives,
project status and deliverables, building consensus and presenting standard
industry practices/point of view effectively; and,
• Keeping leadership informed of progress and issues.

Education (if blank, degree and/or field of study not specified)

Degrees/Field of Study required:

Degrees/Field of Study preferred:

Certifications (if blank, certifications not specified)

Required Skills

Optional Skills

Accepting Feedback, Accepting Feedback, Active Listening, Algorithm Development, Alteryx (Automation Platform), Analytical Thinking, Analytic Research, Big Data, Business Data Analytics, Communication, Complex Data Analysis, Conducting Research, Creativity, Customer Analysis, Customer Needs Analysis, Dashboard Creation, Data Analysis, Data Analysis Software, Data Collection, Data-Driven Insights, Data Integration, Data Integrity, Data Mining, Data Modeling, Data Pipeline {+ 38 more}

Desired Languages (If blank, desired languages not specified)

Travel Requirements

Not Specified

Available for Work Visa Sponsorship?

No

Government Clearance Required?

No

Job Posting End Date