This role will be primary responsible for assisting and managing designated clients in China Credit Portfolio. If that resonates with you, then you’ve landed on the perfect spot with us.  

As a Associate within Credit Risk team, you will be responsible for managing the counterparty credit exposures and relationships, i.e. ensuring that all credit-related activities for the Company’s clients are executed, approved, monitored and reported in a manner consistent with the Company's internal policies and guidelines.  You will have the opportunity to have frequent client contact, keeping in touch with industry and credit needs whilst building and maintaining an active network throughout the CIB, Syndicated & Leveraged Finance, Markets and other lines of business to manage the Company's credit exposure and assist those business units in cross selling the firm.

Job Responsibilities

Provide support from end to end execution of transactions including due diligence, credit analysis, financial modeling and recommending internal credit ratings Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments etc. Monitor the portfolio, including preparing regular credit and portfolio reviews, timely and accurate update of credit lines, and tracking of excess and resolving exceptions Support local legal entity risk management requirements in line with local regulations Develop and maintain open communication channels and strong working relationships with business front lines

Required qualifications, capabilities and skills

Possesses strong quantitative ability in analyzing and interpreting financial statements, draws well-thought out conclusions from analysis, and is credit trained  Strong written and verbal communication skills in both Mandarin Chinese and English  Deadline orientation; close attention to detail and accuracy; self-motivated Understands of the company's financial statements, including ratio analysis, cash flow analysis, and basic accounting standards. Ability to work proactively & independently as well as in a team environment

Preferred qualifications, capabilities and skills

Degree in Finance, Economics, or Accounting is preferred; excellent academic record At least 3 year working experience in securities industry, finance or accounting fields Mandatory to pass corresponding Securities Association of China (SAC) examination for General Professional practice qualification in securities companies