Who are we?

Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 18,000 employees spanning over 100 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

The Role

Claims counsel advising clients and colleagues on policy wordings, complex claims, regulatory matters and any other technical matter across HowdenCAP including support during placing/underwriting. 

Provide support to brokers with client development and internal/external training, as well as mentoring/developing staff with less experience.  Business lines include Credit & Political Risk, W&I, Tax & Contingent Risk, Environmental & Climate, and Title.  Role also includes contributing to data collection strategy.

What you'll be doing

Delivers high quality advice to the business in a practical and commercially focused way in relation to their area of subject matter expertise.

Manages assigned projects and contribute to other projects as required.

Provides relevant management information when requested.

Develops strong relationships with markets, both claims teams and underwriting (wordings development and negotiation)

Negotiate with markets to achieve the best outcome for the client

Assists brokers and account executives in relation to wordings, by providing advice to clients and by assisting in negotiations with the market

Drafts policy wordings and bespoke wording and claims related documentation as required

Develops innovative wordings products, by staying abreast of the market place and responding to client needs

Advises clients on any coverage issues

Monitors legal, regulatory and claims developments impacting clients or the division/department

Prepares thought-leadership articles, seminars, internal training sessions

Responsible for all stages of the claim advocacy process in relation to nominated clients.  This is inclusive of advice around whether to notify, to drafting notifications, managing information flow, strategically managing the insurance market to driving successful claims resolutions

Assists with the development of claims data propositions

Interprets instructions and issues arising, and then implement actions according to policies and procedures

Who we're looking for

Extensive experience of working within the insurance environment in a Claims or policy wordings development capacity, which may include time working in an insurance focused legal role in private legal practice or similar

Experience of working as a claims specialist or technical wordings specialist within the Lloyds and international markets

Advanced knowledge of the claims handling process and of specific product areas and related wordings.

Advanced knowledge of the market within which the company operates, including awareness of competitors, specific territory knowledge, cultural awareness.

Detailed knowledge and understanding of the insurance sector

Strong awareness of the regulatory environment and requirements along with how these impact on the Operating Entity’s activities as well as their own business unit

Able to work independently and use initiative

Networks extensively and is able to build sustainable working relationships

Strong negotiation skills

Analytical and able to make good decisions

Able to work flexibly to achieve tight deadlines/targets

An ability to learn and share learning

Coaching skills and the ability to manage more junior members of the team

Qualifications

Completed a law degree, the Graduate Diploma in Law, the CILEx Diploma in Law and Practice or similar legal qualification, or similar experience.  Ideally 5 + years PQE but will consider all applicants.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

Our successes have all come from someone brave enough to try something new

We support each other in the small everyday moments and the bigger challenges

We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent