Location(s)

Birmingham, Alabama

Details

Kemper is one of the nation’s leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper’s products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises.

Kemper Insurance is seeking a Claims Coverage Legal Counsel for our office in Birmingham, AL.

Conduct detailed analysis and legal research and render legal opinions and/or guidance that support good-faith claim-handling practices, sound claim-handling decisions that include but are not limited to denials of defense and/or indemnity, and the development and utilization of compliant and prudent policy provisions and claims-related forms.

 

Position Responsibilities: 

Provide legal services for all states for the Field Claims organization, including Casualty, and the Claims Legal/Litigation Departments. Provide legal advice, coverage analysis, legal research, opinions, claim risk assessment, oversight and guidance, and recommended verbiage for letters and responses. Analyze claims litigation matters to provide coverage opinions regarding the company duty to provide a defense and/or indemnity in ongoing litigation matters for the Claims Litigation Department. Provide legal advice, counsel, oversight and claims handling direction to Field Claims, including Casualty, in all matters requiring legal support. Manage and direct the handling of high-exposure policy limit demands, in conjunction with Field Claims and Casualty management, in all states to protect interests of company’s insureds and to minimize risk of exposure to extracontractual claims. Provide ongoing review and analysis of insurance policy provisions, forms (including releases), and claims practices across all lines, and provide recommendations for revising/improving where appropriate. As assigned, support and assist in the handling of specific high-profile exposures against the company with a focus on risk mitigation and avoidance of company significant exposures. Perform the Casualty oversight function for Commercial Vehicle claims matters. Participate regularly in roundtables for Casualty, CV Claims, Claims Litigation, Corporate Litigation, and ECO Unit matters. Train, support, and mentor company employees in various roles and at various levels as assigned, including training in good-faith claim-handling practices. Effectively communicate regarding all such matters with all levels of the Claims organization and all other internal company customers at all levels.

  

Position Qualifications: 

A Law degree and a license to practice law in at least 1 state in the United States of America Ability to perform complex legal analysis and research, and thoroughly and expeditiously analyze, with attention to detail, complex claims and legal issues, and provide legal and coverage analysis, advice, risk assessment, guidance and oversight to members of the Field Claims organization, including Casualty, and the Claims Litigation Department.Ability to effectively communicate such legal and coverage analysis, advice, risk assessment, guidance and oversight, both orally and in writing, to Field Claims, including Casualty, and Claims Litigation employees, management, executives and other internal company customers at all levels. Experience and expertise in providing comprehensive written analysis, opinions and strategic guidance to Claims Staff at all levels is preferred, but not required.Understanding of good-faith claim-handling practices and extracontractual obligations is preferred, but not required.Familiarity with and understanding of insurance law and practices, and with insurance coverage and form policy provisions is preferred, but not required.Understanding of legal issues, and familiarity with caselaw, legislation, and regulations in states in which the company conducts insurance business is preferred, but not required.Experience and demonstrated skills with legal research tools such as LexisNexis, WestLaw, and other available legal-research resources. Licensure by a state barCPCU designation preferredAbility to complete extensive, complex written reports, legal opinions, and letters. Verbal skills to effectively communicate with multiple parties on complex issues. Ability to handle bad faith cases, theft and fraud cases, class actions, and other complex litigation involving the company directly and/or giving rise to actual or potential extra-contractual exposure to the company. The selected candidate will be required to complete 4-6 weeks of training in office, post training the selected candidate will convert to a hybrid schedule.

Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.  

Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee. 

Kemper will never request personal information, such as your social security number or banking information, via text or email.  Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates.  If you receive such a message, delete it. 

#LI-AR1