Overview Are you looking to take your career from good to great? As an employee of PenFed, every day is an opportunity to thrive, and be part of a team working to ensure our organization is providing world class service to our members, employees, and our communities. We exist to help our members realize their full potential, educate and encourage their dreams, and make every effort to follow our mission and help our members “do better.” Joining PenFed is more than being an employee; it’s about being a part of the PenFed family. PenFed is hiring a Collections Recovery Specialist to work onsite at our Eugene, Oregon service center. The primary purpose of this position is to collect on charged off obligations owed to the credit union. Members will be contacted in an effort to establish arrangements for repayment of the charged off obligation. All interactions and recovery attempts will be maintained in the system of record while following all related policies, procedures and regulations. Responsibilities Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned. + Reviews charged off loans to determine course of action to be taken and initiates appropriate follow-up activity, maintaining on-line chronological records of all facts, information developed, actions taken, and results. + Work an established assignment of charged off consumer loans and accounts in both a manual and automated collection environment. + Determine reason for delinquency, while providing options and/or repayment plans to assist the member. + Counsel and solve routine as well as occasional advanced scenarios such as settlements and the corresponding agreements and IRS reporting. + Contact third parties such as relatives of the delinquent member, employers, personnel officers, creditors on credit bureaus for determining location/whereabouts of the member. Performs skip-tracing activities as necessary. + Assist with maintaining PenFed’s compliance with all applicable federal, state and local laws, regulations and ordinances by abiding by PenFed’s compliance program and all policies, procedures, rules and regulations. + Maintain records of all daily activities and reports to the Team Lead. + Processes writs of attachments and performs offsets within prescribed procedures on members’ funds on deposit. + Provide in depth productive and remedial financial counseling for members as needed. Qualifications An equivalent combination of education and experience is considered. + High School Diploma or GED required. + Minimum of two (2) years’ collections/recovery experience required, preferably at a financial institution. + Understanding of preventative, productive and remedial financial counseling is required. + Minimum of one (1) years’ experience with call center collections preferred. + Strong communication, negotiation, decision-making and written skills. + Ability to multi-task. + Available to work weekends, evenings and overtime periodically. Licenses and Certifications Any collections or recovery related certificates recommended. Work Environment While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise. *Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.* Travel Ability to travel to various worksites and be on-call will not be required. About Us Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 2.8 million members and over $36 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam, Puerto Rico and Okinawa. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day. We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more. Equal Employment OpportunityPenFed management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. PenFed will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. PenFed will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to PenFed. Contact human resources (HR) with any questions or requests for accommodation at 402-639-8568.