**OVERVIEW:** Responsible for conducting strategic and ad hoc analyses / report development across the Commercial Bank in order to answer critical business questions and provide Commercial Banking leadership insight into their businesses. This senior analyst role should be able to work as part of a team as well as independently with their business partners. This role will primarily focus Commercial Banking credit reporting, including board level reporting, providing insight on all aspects of the credit process. **POSITION RESPONSIBILITIES:** + Develop and direct a variety of fact-based analyses that aid Senior Management in making decisions related to their businesses. + Leverage business knowledge to not only provide insight to our partners, but ask focused questions and provide credible challenge to produce the most meaningful reports and analyses. + Develop creative approaches and methodologies to answer critical business questions, evaluate new product and service opportunities, and assess market potential. + Provide actionable and insightful recommendations from data mining, segmentation, customer profiling, and quantitative analyses with the goals of: identifying acquisition, cross-sell, and retention opportunities, as well as highlight performance in the credit process. + Collaborate with partners across the Commercial Bank (including Credit, Risk, Treasury Management, Deposits) to provide data driven insight and reporting to all levels of Commercial Banking leadership and Leadership Committees and Boards. + Interpret results of analyses, translate insights into actionable recommendations, present the insights and recommendations to senior management and work closely with business partners to integrate and operationalize the recommendations in the business strategies, plans, and tactics. + Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain, and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. + Leverage expert business intelligence (BI) and analytic platform skills (e.g. SQL, SAS, Python, Tableau Prep, Tableau) on one or more platforms to incorporate advanced calculations, develop more advanced data flows and assemble complex consolidated dashboards/reports/analyses for presentations. + Use knowledge of programming languages to query, structure, and model data, as needed, for use in dashboards/reports and analyses. + Mentor less experienced team members in the use of dashboard/report templates, data visualization best practices and facilitate learning opportunities. + Participate in gathering visualization requirements from business stakeholders. + Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. + Complete other related duties as assigned. **MANAGERIAL/SUPERVISORY RESPONSIBILITY:** None **MINIMUM QUALIFICATIONS REQUIRED:** Bachelor’s degree and a minimum of 5 years of related experience, or in lieu of a degree, a combined minimum of 9 years higher education and/ or work experience, including a minimum of 5 years related experience + Tactical experience with a minimum of one data visualization tool + Experience designing and developing advanced dashboards/reports and data visualizations + Expert knowledge of data visualization approaches + Experience incorporating data storytelling into visualizations + Experience using Structured Query Language (SQL) to analyze, extract, and transform data **IDEAL QUALIFICATIONS PREFERRED:** + Tactical experience with multiple data visualization tools and or analytic programming languages. + Significant experience in, and/or knowledge of, one more Commercial Banking businesses. + Strong communications skills with ability to translate highly technical concepts to less technical partners and leaders. + Prior experience or educational background in statistical analysis, quantitative analytics, or data science, such as regression analysis and modeling. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $97,869.52 - $163,115.87 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.