Function: Assumes the primary relationship responsibility for complex consumer and commercial banking functions within a major geographic region of the bank. Assists in the development and coordination of procedures and in enhancing the growth and profitability of the loan portfolio. Oversees the Business Banking unit, management trainees and regional business development officers.


Duties and Responsibilities:

1. Assumes responsibility for the consumer and commercial banking functions by:
a. Interviewing potential and existing loan customers.
b. Providing guidance and training to other loan officers and staff as necessary.

2. Collects, analyzes and evaluates financial data; presents proposals to loan committees.

3. Establishes and negotiates loan terms.

4. Makes recommendations for loan approvals.

5. Monitors loan repayments and takes appropriate action when necessary.

6. Monitors assigned loan portfolio with regard to profitability, asset mix, and credit quality.

7. Participates in new business development activities in terms of developing new products and
customers.

8. Administers consumer and commercial loan policy, reviews credits, and grants approvals.

9. Participates in various community affairs to promote good customer relations for the bank.

10. Maintains a good working relationship with all bank employees. Demonstrates the ability to work independently. Works as a team player to contribute to the success of the department and in turn the organization.

11. Assumes additional responsibilities as required.



Physical Demands / Work Environment:

Requires the use of manual dexterity skills for typing up to 25% of the business day. Specific vision requirements include close vision of 18”-20”, distance vision and depth perception for computer work and travel. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range: