About CB Risk India: The CB Risk India (CRI) is part of the Credit Risk function for Commercial Bank (CB) at J.P. Morgan. CRI works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. CRI covers CB clients across the - North America.

Role: Associate for conducting Credit Analysis of Corporate clients in Underwriting Center team in Commercial Banking division – North America

Location:  Bangalore

Responsibilities: 

Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues) – for middle market clients (clients with exposure less than $5mm). Recommend rating grades based on analysis for the clients.   Quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm’s credit related policies, etc.  Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives.  Build strong knowledge of credit analysis for clients.  Stakeholder management – Build strong relationships and maintain open communication channels with Credit Officers and Credit Executives

 

Qualifications: MBAs (with Finance specialization) / CAs

4-5 years of experience in credit risk  Excellent academic record; experience in credit risk  Strong interpersonal skills, ability to build positive relationships with Underwriters/ RMs Strong grasp of corporate finance concepts and their application  Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards  Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies  Strong communication skills — both oral and written; ability to effectively present analysis and interact with global credit bankers  Deadline orientation; close attention to detail and accuracy  Proficient in the use of MS Word, Excel and Power Point  Ability to work proactively & independently as well as in a team environment