Overview This is a future opportunity role, there is no time-line on when the position may be filled. Why GM Financial? GM Financial promotes an inclusive Culture to Win that is centered around leading with core values, empowering team members, and accomplishing strategic priorities while supporting our community and earning customers for life. We invite YOU to join an innovative team of trend-setters in the automotive finance industry. Commercial Vehicle Lending Fleet Solutions, Fleet Credit, Small Business Credit, Compliance, Systems Integration Field and Inside Sales Our CVL team works together to find ways to grow GMF’s fleet and commercial business by working closely with our internal teams, GM Envolve and customers. We offer business-centric products and services that set our dealer partners and business customers up for success. We have a diverse team with varying levels of experience and welcome new team members who are excited to learn all aspects of our business. Our customers count on us daily, therefore we take our mission seriously. We believe it all comes down to adding value, cultivating relationships, and earning trust. That’s why GM Financial needs passionate, innovative, and spirited team members just like YOU. This position will be located in Arlington, Texas and following a hybrid work model. Hybrid (Combination of work from home and in-assigned office location) Responsibilities About the role: You as The Commercial Credit Analyst are responsible for researching and analyzing credit risks, assessing credit history and approving or denying extension of credit to potential commercial customers. You will develops and maintain positive business relationships with dealers, field sales staff and supporting departments within GM Financial, and renders appropriate credit decisions for commercial financing requests. In this role you will: Analyze commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit authority Analysis of financial statements, collateral, debt service, personal financial statements and personal cash flow, as applicable to the size and complexity of the commercial transaction Develop and maintain business relationships with dealership personnel that ensure volume objectives and credit quality while maintaining acceptable service levels Effectively maintain consistent purchase policy based on dealer support, portfolio liquidation, and management direction Perform outbound calls to GM dealer body in an effort to educate on GM Financial Commercial products to increase and establish captive relationship Qualifications What makes you a dream candidate? Knowledge of credit underwriting preferred Understanding of dealer operations preferred Ability to interface with all levels of management and meet deadlines Ability to make sound business decisions based on policies and procedures Detailed oriented and capable of managing multiple opportunities simultaneously Excellent customer service skills and must be self-motivated and able to work independently Experience High School Diploma or equivalent required, Bachelor’s Degree in Accounting, Finance or in related field preferred Previous automotive lending and/or credit buying experience preferred What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays. Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive. Compensation: Competitive pay and bonus eligibility Work Life Balance: Flexible hybrid work environment #LI-JE1 #LI-hybrid