Conserv FS is a full-service agriculture cooperative offering high quality turf, energy, and agronomy products and services for the purpose of improving customer profitability since 1928. Conserv FS is headquartered in Woodstock, IL and serves patrons in southeastern Wisconsin and northern Illinois. Backed by a track record of success, an excellent group of employees, and a strong financial position, Conserv FS is among the premier ag supply companies in the geography it serves. The Conserv FS vision is to be the best, most innovative and diversified agricultural cooperative.
Commercial Credit Manager
REPORTS TO: Business Services Manager STATUS: Exempt
SALARY FROM $70,000 / year
PURPOSE AND SUMMARY STATEMENT
Directs and coordinates activities of credit investigations and collecting delinquent accounts of customers by performing the following duties personally or through co-workers.
ESSENTIAL JOB FUNCTIONS
Coordinates activities for investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and recommending rejection or approval of applications.
Establishes credit limitations on customer accounts and handles special credit arrangements and deviations from standard terms of payment.
Investigates or initiates possible legal action and collection for insufficient checks and delinquent invoices.
Establishes and updates customers' credit activities.
Reviews collection reports to ascertain status of collections and balances outstanding and to evaluate effectiveness of current collection policies and procedures.
Audits delinquent accounts considered to be uncollectible to ensure maximum efforts have been taken before recommending bad debt status to account.
Coordinates with others, including personnel in company branches and credit card companies, to exchange information and update controls.
Assists management in the formulation of credit policies.
Reviews delinquent account records to determine which customers must be contacted for collection of overdue accounts.
Organizes collection work according to degree and amount of delinquency for collection.
Drafts letters and correspondence for use in collection attempts.
Verifies accuracy of accounts.
Coordinates activities of other employees in related credit activities.
Determines work procedures for credit and collections.
Studies and standardizes procedures to improve efficiency.
Prepares reports for management on credit and collection activities.
Addresses and handles complaints from customers, with the help of administrative assistant.
OTHER JOB FUNCTIONS
May be required to drive and run local errands as requested.
Performs all other duties as assigned.
REQUIREMENTS
Normally requires an Associate's degree (A. A.) or equivalent from two-year College or technical school; and a minimum of six months of related work experience; or an equivalent combination of education and experience.
Demonstrates essential abilities including business knowledge, collaboration, communication, customer focus, decision making and skill development.
Must have and maintain a valid driver’s license and satisfactory driving record. Must be able to travel independently and overnight.
Must be able to work hours beyond those considered normal.
Ability and willingness to participate in required training that may include education on Conserv FS’s policies and procedures and additional training as it relates to the requirements of the position.
At Conserv FS, we are dedicated to supporting the long-term financial well-being of our employees through a fully funded pension, a cornerstone benefit that ensures security for the future. We offer a comprehensive benefits package that includes medical, dental, vision, and life insurance, along with a variety of supplemental plans like accident, critical illness, disability, hospital indemnity, and identity theft protection. To promote a healthy work-life balance, employees enjoy generous paid time off (PTO) and paid holidays, giving you time to recharge and focus on what matters most. Additionally, our 401(k) plan with company matching helps you plan for retirement, while our free Employee Assistance Program (EAP) supports your overall well-being. Whether you're starting your career, balancing family life, or planning for retirement, our company is committed to providing employees with a comprehensive and competitive Total Rewards package that meets your needs at every stage. Benefits eligibility may vary depending on the position.
Actual compensation will be determined based on experience, location, and other factors permitted by law. In addition to base pay, certain roles may be eligible for bonuses, incentives, and commissions.
We are an equal opportunity employer, including protected veterans and qualified individuals with disabilities. Employment may be contingent upon receipt of an acceptable and job-related background check, drug test, motor vehicle report, and/or reference check, as applicable and permissible by law.