ABOUT THE ROLE

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Commercial Underwriter II to help grow our Commercial Lending Department. This in-person role is in our Plano, TX office.  The Commercial Underwriter II will complete financial analysis for floorplan lines, floorplan buyouts and other commercial lending, including real estate and revolving lines of credit.

 

ESSENTIAL DUTIES & RESPONSIBILITIES

Underwriting commercial loan requests for new and existing relationships by analyzing the financial condition utilizing financial statements, tax returns, CPA statements, bank statements, and other necessary documentation Cash flow analysis and pro forma forecasting and scaling Full understanding of entity legal ownership structure and providing clear, concise explanation of those structures Ensure appropriate security instruments are recommended based on risk profile and ownership structure Present recommendation, details and financial analysis to the appropriate authority level Ownership of UCC process (filing, search and notification) to ensure properly perfected Timely communication to key stakeholders (Dealer, Manufacturer, Sales and Management) through the process Obtain answers to any questions regarding the financials, credit line requests, structure, and other relevant factors Maintain a stakeholder focus throughout the underwriting process, meeting and exceeding service level commitments Prepare legal documents and follow up to ensure necessary documentation is received Final review of loan documentation and audit prior to loan funding Periodic account reviews and maintenance Support the development of junior analysts by sharing knowledge, answering questions, and modeling effective credit analysis techniques. Assist in onboarding and informal training of new team members, helping them understand tools, processes, and credit policies. Step in to support the department supervisor during their absence by helping coordinate daily tasks and maintaining workflow continuity. Contribute to a collaborative team environment by offering peer-to-peer feedback and promoting open communication. Participate in complex credit reviews alongside senior analysts, gradually building subject matter expertise. Complete ad hoc projects as needed

 

POSITION REQUIREMENTS, CAPABILITIES & SKILLS

Superior analytical skills Excellent verbal and written communication skills Outstanding organizational and project management skills Interpersonal skills to collaborate with stakeholders Strong work ethic with an ability to meet deadlines while multi-tasking Ability to identify and resolve problems in a timely manner Effective decision-making, customer service and problem-solving skills Strong attention to detail and accuracy Ability to work effectively in a team environment

 

MINIMUM QUALIFICATIONS

BA/BS degree required in Finance, Accounting, or Business 14+ months of Commercial lending experience in credit, structuring and financial statement analysis required Intermediate to advanced MS Office skill in Excel, Word and PowerPoint

 

WE OFFER

Competitive Salary Medical/Dental/Vision Insurance Paid Holidays 401K Match Generous PTO FSA/HSA Plans Life /Disability/Accidental Insurance and much more!