Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.     As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.   We are looking for an Community Reinvestment Banking Officer in L os Angeles, CA .  Essential functions: + Assists with the implementation of Community Reinvestment lending and business banking programs. + Analyzes operational and financial statements and processes of affordable housing, CRA Investment and nonprofit business clients. + Provides on-going credit risk and management reporting for affordable housing, nonprofit business and CRA investment portfolios. + Analyzes risks and profitability of assigned client base to ensure ongoing profitability and conformity with credit terms. + Provides quarterly reports on total portfolio risk. + May also underwrite construction, term and working capital loans for affordable housing and nonprofit business banking relationships and oversee credits through the construction process and conversion to permanent financing. + Interfaces with lenders to assist with loan closings and reviews and monitors on-going compliance of loan covenants and all applicable laws and regulatory requirements. + Ensures that all credit files include proper documentation. Qualifications: + Requires a Bachelors degree and 2+ years commercial lending and bank sales, affordable housing, low income housing tax credit and or nonprofit business lending experience. A combination of education and experience may meet job requirements. + Working knowledge of commercial lending, affordable housing and nonprofit business lending techniques and procedures, credit analysis and financial statements. + Knowledge of banking products, lending laws and regulatory requirements. + Solid analyses, problem resolution and organizational skills. + Must have good customer relations, negotiation and communications skills, both verbal and written. + Ability to build and maintain relationships with various communities and businesses. Must be able to use various word processing and spreadsheet software. Benefits: + Medical, Dental and Vision Insurance – START DAY ONE! + Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance + Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts + Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience + Mental health benefits, including coaching and therapy sessions + Tuition Reimbursement for qualifying employees + Employee Ambassador preferred banking products This position is eligible to earn a base salary in the range of $64,000 - $82,000 annually depending on job-related factors such as level of experience. Req ID: 065845 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.