Date: Feb 13, 2025 Location: San Juan, PR Company: Popular Workplace Type: Hybrid Compliance Analyst General Description Perform ongoing analysis of currency transaction reports of cash transactions to determine if the transactions are reportable to the federal agencies and in compliance with the followings regulations; Currency Transaction Reporting (CTR), Bank Secrecy Bank (BSA), USA Patriot Act, Anti-Money Laundering (AML). In addition, analyze and interpret the information of clients and their relationships in order to detect patterns, trends and any other relevant information to referral activity observed in the accounts as unusual activities. Essential Duties and Responsibilities + Analize and perform on a daily basis the CTRs assigned. + Determining whether transactions meet the reporting threshold. + Comply with the regulatory requirements for large currency transactions in accordance with FinCEN instructions. + Determine who are the individuals or legal entity involved in large currency transactions and which role applies for transactor and benefiting. + Identify the proper type of transaction when applying to foreign currency and interbank transactions. + Prepare a manual Currency Transaction Report for currency transactions exceeding $10,000. + Add the proper occupation and identifications for individuals and legal entities. + Analyzes large currency transactions to validate that they are aligned with customer's profiles, among others. + Identify patterns, trends, unusual account behavior and any other relevant information of large currency transactions and referral it for proper investigation. + Prepare a detailed document with the transactions observed and collect supporting documentation to sustenance the analysis performed and retain as established by the corporation record retention period. Experience Minimum of 2 years relevant experience in task related Bank Representative (teller) preferred, Banking Industry, or BSA/AML Compliance. Education Bachelor's Degree in Business Administration or Criminal Justice. Other Qualifications • Knowledge of Currency Transaction Reporting requirements. • Knowledge of one or more of the following banking systems: CCTM, PICS, DCI, and Web ammo. • Must be willing to work flexible hours as necessary. • Must be willing to work with Popular Bank’s holidays calendar days. • Practical knowledge of AML, BSA, USA Patriot Act and OFAC regulatory requirements. • Knowledge of all applicable banking policies, procedures, laws, and regulations. • Strong analytical skills. • Ability to present information in a concise and effective manner. • Proven ability to communicate effectively in Spanish and English both orally and in writing. • Proficient with MS Office (Word, Excel, Access and PowerPoint). • Excellent interpersonal and teamwork skills. • Ability to work with minimum supervision and delivery dates. • Ability to work under pressure, maintaining the quality of the work. • Ability to multi-task and set priorities. Values + Passion for People + Own Every Moment + Succeed Together + Build the Future Important:The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary. ABOUT US Popular is Puerto Rico’s leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America. As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds. We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events. If you have a disability or need more information about requesting an accommodation, please contact us atasesorialaboral@popular.com.This email inbox is monitored for such types of requestsonly. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response. Are you ready for a rewarding career? 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