We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you’ll be doing** The position of Consultant, Risk Platforms works with the Risk Platforms team to provide specialized knowledge, business/systems analysis and expertise in the completion of approved projects and initiatives in which Risk Analytics and Credit Decisioning (RACD) is a key stakeholder. The Consultant represents the interests of RACD by helping to ensure that the lending systems used to manage and mitigate risk continue to function as expected. **How you’ll succeed** + **Understanding and Documenting Requirements** - Work closely with business partners to gather complex business requirements. Build strong relationships, lead discussions, ask the right questions and listen to ensure requirement completeness. + **Solution Design** - Participate in building client-focused solutions that meet business requirements using either waterfall or Agile methodology. Ensure accuracy of solution design documents including around areas such as scope clarification and quality assurance. + **Risk Management & Analytics** – Collaborate with partners to manage the overall risk profile of the portfolio by analyzing data used in the development and maintenance of risk platforms. Use data-driven processes to effectively manage system implementations and changes. + **Communication** - Demonstrate well developed verbal, written and presentation skills sufficient to articulate analytic results, options, recommendations and benefits to all levels of management. **Who You Are** + **You have a degree/diploma** in Business, Computer Science, or related field and/or equivalent years of experience; + **You have knowledge** of card products, retail lending credit or credit risk management, and understand various lines of businesses, products, services, delivery channels and new technologies to understand and identify respective risks. + **You can demonstrate experience in** Excel at an intermediate level. **It’s an asset if** **you have** **kno** **wledge of** systems used for cards, mortgages and personal lending (CASA, Compass, Decision Manager, Provenir, Triad). + **You embrace and champion change.** You'll continuously evolve your thinking and the way you work in order to deliver your best. + **You have well-developed analytical skills** . Able to conceptualize, research, compile and translate analytical findings into meaningful strategies or recommendations + **You're driven to succeed.** You are motivated by accomplishing your goals and delivering your best to make an impact. + **You put our clients first.** You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do. + Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability. **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. + We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. *Subject to program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit + We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Expected End Date** 2025-10-31 **Job Location** Toronto-81 Bay, 29th Floor **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Analytical Thinking, Business Requirements, Communication, Data Integration, Data Quality, Deliverables Management, Prioritization, Quality Improvement, Risk Analytics, Test Planning At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.