Overview Small enough to care. Big enough to deliver. The CRA Mortgage Banker is responsible for sourcing and originating Community Reinvestment Act (CRA) eligible and general residential loans for existing MidWestOnecustomers and prospects within the MidWestOneBank market and assessment area. The CRA Mortgage Banker will also coordinate and lead community development initiatives in their market. Responsibilities + Develop and maintain a regular business plan that includes external sales visits and promotion with realtors, builders, affordable housing providers, non-profit community organizations, etc. + Originates CRA eligible residential mortgage loans in accordance with the bank’s loan policies and procedures. + Establishes a strong presence for MidWestOneBank in the assigned territory by developing relationships and affiliations with low-and-moderate income housing programs. + Hosts and attends homebuyer education seminars, trade shows and other financial education events to raise consumer awareness of MidWestOneBank loan products. + Encourages bank participation and support of charitable and non-profit service opportunities and outreach opportunities and documents these efforts accordingly. + Facilitates strong communication with customers and our mortgage operations team to process loan files from application through closing. + Actively participates in branch activities to train retail staff and gain mortgage referrals. + Participates in regular sales, product and regulatory trainings as assigned by the bank management. Focus Area: + Promote and Source Community Reinvestment Act (CRA) eligible residential loans within the MidWestOne Bank market and assessment areas. They will also coordinate and lead community development and outreach initiatives. Qualifications + Bachelors degree or equivalent combination of post high school education and related work experience + Knowledge of loan origination software, Encompass. + Experience providing loan products to low-and-moderate income and first-time home buyer + Registered and/or approved (if applicable) to sell down payment assistance programs for low-and-moderate income home buyers in their respective state and market area + Community deployment banking experience in the assigned territory + Bi-lingual language abilities are preferred Compensation Pay Range: $55,000 to $80,000 BaseThe starting pay range for this position is commensurate with experience. The compensation offered to a candidate may be influenced by a variety of factors including skills, qualifications, experience, and location. MidWestOne Bank offers a competitive benefits package, including but not limited to medical, dental, vision, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurances, parental leave, and student loan reduction. The Perks! + Competitive base compensation with additional performance-based incentives (incentives vary depending on role) + Career development and c ontinuous learning opportunities + Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more + 100% vested 401(k) Retirement Plan with company match + Medical, Dental, and Vision insurance + Flex spending plan & Health savings accounts with employer contribution + Student Loan Debt Reduction Program + Employee Stock Ownership Plan + Employer provided group life insurance with option to purchase additional life insurance for you and your family members + Employer provided long term and short term disability insurance + Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance, and Hospital Indemnity + Wellness Program + Free banking services and other financial services discounts + Take Your Dog to Work Day in June + Employee Rally Day- a day of celebration and recognition ! RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of respect and belonging that is reflected in the workplace and the communities we serve. Let's build something great, together. Location : LocationUS-CO-Denver StatusNon-Exempt TypeFull-Time CityDenver StateCO Hours Per Week40 Benefits PackageYes - Full Time Package Location : Address 2810 East 17th Avenue Date of Deadline2/7/2025