Credit Analyst Location: Fort Wayne, IN Level: Salaried Division / Department: Finance/Credit Reports to: Credit Manager Travel: Minimal About the Role: Recommend and review credit review points for new and existing accounts; review established accounts to determine compliance with credit limits and payment terms; analyze financial statements, credit reports, security documents and Letters of Credit to maximize credit extension while managing True Value Company's risk; assist customers with claims and disputes. Responsibilities include: + Monitor and collect outstanding debt as directed on Active/Inactive past due accounts + Review and approve orders after verifying Customer payment status, financial position and True Value security position + Maintain existing portfolio of account files with current financial information, business credit reports, and personal credit bureau reports + Interface with sales reps, A/P department, order processing, warehouse and Customer Support on new and existing True Value stores + Initiate and follow up on Letters of Credit, collateral deposits, wire transfers, cash applications and reconciliation of funds. + Prepare, process, file and maintain security documentation where required (UCC-1, UCC-3, L/C's, Collateral Deposits, etc.) + Perform financial statement analysis of new and existing stores to determine financial strength, credit line, security requirements, and risk analysis; consulting with Regional Directors/Retail Consultants and Retail Finance Manager on analysis of operational challenges on new/existing Customers + Responsible for performing customer account reconciliation to include the identification of account statement items and communicating the status of open items to members, etc. + Process New Customer Packages, reviewing for accuracy and completeness + Contact accounts, vendors and freight forwarders as necessary to resolve disputed invoices Education and Experience: + Bachelor’s Degree or equivalent work experience. + 1-3 years of experience, preferably in Finance. + Intermediate knowledge of MS Office (Word, Excel and PowerPoint). Benefits available to you: + Full insurance benefits package including Medical, Dental, & Vision + Paid time off to foster work/life balance + Profit sharing + Bonus Pay opportunities + Retirement funding opportunities + Education reimbursement + Health club reimbursement + Career advancement opportunities About Do it Best: We’re the only US-based, member-owned hardware, lumber, and building materials co-op in the home improvement industry. We proudly serve thousands of locations in over 50 countries, offering exceptional merchandise and services driving us to nearly $5 billion in annual sales. Our goal is to help our members grow and achieve their dreams. Culture: Each team member is valued as an individual - with their intrinsic value at the forefront. We prioritize your career growth through one-on-one training, conferences, tuition assistance, mentoring and more. We encourage authentic relationships by hosting social events and fostering a culture where lasting friendships are made. In fact, the three most valued aspects of being a part of the Do it Best team are the culture, the compensation, and the level of fulfillment that each team member experiences from their role. Our Philosophy: Serving others as we would like to be served Our Mission: Making the best even better Our Goal: Helping members grow and achieve their dreams Please note that for this role, relocation assistance is not available. Candidates should be willing and able to work in Fort Wayne, IN without the need for relocation support. We encourage local candidates or those already planning to move to the area to apply.