Credit Analyst
Traveloka
It's fun to work in a company where people truly BELIEVE in what they're doing!
Job Description
Responsible for internal credit risk assessment: Evaluate the credit risk by analyzing credit reports, income statements, balance sheets, and other financial documents.Identify potential risks and recommend risk mitigation strategies for Credit decisionEnsure that all credit decisions comply with relevant internal credit policy and legal standardsMaintain accurate and up-to-date records of all credit evaluations and decisionsWork closely with Account managers, Risk Approvers, and other teams to provide insights and support for decision-making.Continuously monitor the credit performance of Partners and adjust credit limits or terms if necessary.Proactively do report findings to senior management, providing insights on trends and recommendations for improvements.
Requirements
A bachelor’s degree in finance, accounting, economics, or a related field.Typically 2-5 years of experience in credit analysis, finance, banking or P2P Lending.Strong ability to interpret financial statements, financial ratios, and other data points.Ability to clearly present findings and recommendations in written and verbal formats.
If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
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