Chicago 525 Monroe
15 days ago
Credit Analyst - Data Center

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

The Power and Utilities Portfolio Manager supports the Power & Utilities portfolio management group and handles credit coverage for power project finance and utility client relationships, including underwriting, credit monitoring, and portfolio management of new and existing transactions. The Portfolio Manager prepares analyses and conducts credit investigations of routine and more complex credits and prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Assists with account servicing, credit administration, KYC, and documentation. Provides independent support with credit applications, amendments, waivers, research, and statistical analyses. Evaluates financial data to determine the merits of loan requests (including adherence to loan policy).

Job Accountabilities

Ensure the portfolio administration and risk management of each Power and Utilities client relationship is in compliance with established Associated Banc-Corp credit policy, procedure and business strategy as well as regulatory guidelines.As appropriate to experience, co-manage relationships by analyzing financial data to determine the merits of specific loan requests, and recommends structure as well as managing the client relationship. Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new and existing loans.Responsible for credit risk and quality of the portfolio. Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning creditworthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information.Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations.Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned.Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment.Assist with due diligence/analysis with new client relationships and opportunity memos as appropriate, including taking on more responsibility in these new deal processes.Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring.Partner with the Relationship Manager(s) as the point of a contact for the client; acting as a liaison to the Credit Department, the support staff and other internal business partners.Participates in community and business functions/groups to ensure a positive image for the bank within the region’s marketplace.


Education

Bachelor's Degree or equivalent combination of education and experience Business, Finance, Accounting, Economics or other related discipline, or equivalent related experience Required


Experience

2-4 years Commercial/Corporate/Commercial Real Estate/Specialized Banking and/or Credit Approval Experience. Prefer power project finance and utility experience. Required1-3 years Extensive experience handling complex credits and more complicated financial analysis Preferred1-3 years Sales and client-facing experience Preferred1-3 years Formal Credit Training Preferred2-4 years Microsoft Suite (Outlook, Excel, Word, Access, PowerPoint) Required


Licenses and Certifications

Must have access to reliable transportation and the ability to lawfully drive self, if applicable. by start date RequiredCFA-Charted Financial Analyst within 3-5 years Preferred

In addition to core traditional benefits, we take pride in offering benefits for every stage of life. 

Retirement savings including both 401(k) and Pension plans. 

Paid time off to volunteer in your community. 

Opportunities to connect with others through our diversity-focused Colleague Resource Groups. 

Competitive salaries with professional development and advancement opportunities. 

Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.  

Personal banking, loan, investment and insurance benefits. 

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois and Minnesota and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on Facebook, LinkedIn and X. 

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandaccommodations@associatedbank.com if you need an accommodation at any time during the process.

Associated Banc-Corp is an Affirmative Action and Equal Opportunity Employer. Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish. Know Your Right to Work English or Spanish.

Associated Bank is Pay Transparency compliant.

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