**Job Description** **Summary of the** **Position:** The Equipment Finance Credit Analyst specializes in supporting Equipment Finance loan or lease requests. This position is accountable for protecting the Bank by assisting Portfolio Managers in providing an unbiased and objective view of the prospective borrower and thoroughly disclosing all identified risks. In addition, this position will support the monitoring and ongoing maintenance of the portfolio. **Primary Functions of the** **Position:** + Provide support to Portfolio Managers as the initial point-of-entry for client financial statements, covenant compliance and other relevant information. + Prepare spreads in Moody's or Excel to aid Portfolio Managers, Relationship Managers, and Line Management in assessing the feasibility of a loan or lease request. + Provide support to Portfolio Managers in the preparation of Credit Approval Requests (CARs), including but not limited to client overview, industry overview, analysis of financial condition, equipment analysis, and identifying risks & mitigants. + Reviews and analyzes financial statements and interprets findings for the preparation of annual or quarterly credit reviews as required on relationships. + Collaborates with Portfolio Managers to seek out early warning signs of deteriorating credit trends and makes ongoing assessments relative to credit risk ratings (both positive and negative) + Conducts ongoing research on industries / concepts and identifies trends + Ensures compliance with the Bank’s credit policies and procedures **Education and Experience** **Requirements:** + Bachelor’s degree in accounting, finance, or related field, or equivalent combination of education and experience + Minimum 2 years of credit analysis, accounting, or financial analysis **Essential Skills and** **Abilities:** + Demonstrated knowledge of accounting theory and its practical application in the credit underwriting process. + Strong analytical skills including the ability to read and assess individual and company financial statements. + Excellent organization skills, attention to detail and the ability to work in a fast-paced environment and complete assignments in a timely manner. + Strong written and verbal communication skills + Strong presentation skills + Ability to work independently and within a team. + Advanced Microsoft Excel skills and general proficiency using the Microsoft Office suite **Education** Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance **Work Experience** General Experience - 3 to 6 years **Certifications** Certified Anti-Money Laundering Specialist (ACAMS) - Association of Certified Anti-Money Laundering Specialists (ACAMS) **Travel** **Workstyle** Resident At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to: • Grow professionally and inspire others to do the same • Work with and through others to achieve desired outcomes • Make prompt, pragmatic choices and act with the client in mind • Take ownership and hold themselves and others accountable for delivering results that matter • Contribute to the continuous evolution of the firm At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. TriState Capital Bank is an EOE/AA and VEVRAA Federal Contractor Priority will be given to protected veterans EOE/AA: Female/Minorities/Disabled/Protected Veterans/LGBT