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Essential Duties and Responsibilities

Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.Verify that all documents have been provided prior to a loan request being assigned to a Sr. Credit AnalystPrepares cash flow models for the basis of credit decisions.Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III.Provides additional loan agreement / covenant monitoring support to commercial lending and underwriting groups.Provides on-going portfolio management through spreading of on-going required financial statements as they are received from the Bank’s customers.Develops a base understanding of various types of lending facilities as well as a variety of companies and industries.Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.Performs other duties and responsibilities as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

SkillsAbility to read, analyze, and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write reports, business correspondence, and procedures manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.Ability to solve practical problems and deals with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.Education and/or ExperienceBS/BA Degree in Business, Finance or a related field is required.1-3 years’ work experience preferred.

Computer Skills MS Office programs

Certificates, Licenses, RegistrationsNone.

Other Qualifications (including physical requirements)Ability to manage multiple projects.Strong analytical and organizational skills.Excellent written and verbal communication skills.Proficiency in Microsoft Word and Excel.

Other

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job.  Activities, duties and responsibilities may change at any time with or without notice.  

Skills Training:

Communication, Time Management, Critical Thinking, Judgment and Decision Making

Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.