Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport solutions for the future? If you seek to make a difference on a global scale, working with next-gen technologies and the sharpest collaborative teams, then we could be a perfect match. 

 

What you will do?

At Volvo Financial Services you will contribute to the transformation of our company, the transport industry and society at large. 

Credit and Risk Team Lead ensures that the underwriting quality meets highest standards and continues to develop further. The role provides leadership and guidance by performing analysis concerning credit risk, examines the historical performance of Volvo Financial Services in Baltic countries (Lithuania, Latvia, and Estonia), analyses the current structure and anticipate future risks. The Credit and Risk Team Lead processes and analyzes credit applications for leases and loans for commercial transportation and construction equipment. 
Credit and Risk Team Lead role reports directly to the Managing Director Volvo Financial Services Baltics.
 

Main activities and core responsibilities:

Lead the credit and risk team, ensuring all activities align with Volvo Financial Services and Volvo Group policies. Perform proactive credit monitoring and risk management at customer and portfolio levels. Provide guidance on credit deal structures, balancing commercial requirements with credit policies. Assess complex credit applications and ensure timely routing through credit committees. Analyze credit applications and verify credit data consistency. Interact with sales team to negotiate lease and loan structuring. Manage credit application flow ensuring accurate and timely processing. Support new campaigns/products/tools development with credit risk input. Prepare key management reports and support senior management with risk reporting needs. Drive continuous improvements in Credit & Risk processes.

 

Who are you?

In this role, you will bring:

Degree in Finance or related field Minimum 5 years of experience in credit and risk management, lease or loan underwriting Credit analyst working experience in commercial finance industry is preferred Excellent analytical skills and strong attention to detail Good knowledge of lease and loan products, services, and procedures Preferable previous experience working in an international and multi-cultural environment Proficiency with Microsoft Office Fluency in Lithuanian language and advanced level in English

 

WHAT’S IN IT FOR YOU?
We offer a solid package of compensation and benefits, plus you will enjoy:  
•    Joining a global and diverse team of highly skilled professionals who make customers win
•    Opportunity to grow both personally and professionally
•    Space to initiate and implement changes for customer success and prosperity of society
•    Environment where we work with passion, trust each other, and embrace change to stay ahead
•    Package of company benefits such as trainings, additional health insurance and more

 

Ready for the next move?

If you are a leader in customer focus and can enable world-class service standards within the credit delivery process, we would love to hear from you. Apply today by sending your CV and motivation letter in English.

We value your data privacy and therefore do not accept applications via mail. 

 

Who we are and what we believe in 
Our focus on Inclusion, Diversity, and Equity allows each of us the opportunity to bring our full authentic self to work and thrive by providing a safe and supportive environment, free of harassment and discrimination. We are committed to removing the barriers to entry, which is why we ask that even if you feel you may not meet every qualification on the job description, please apply and let us decide.

 

Applying to this job offers you the opportunity to join Volvo Group. Every day, across the globe, our trucks, buses, engines, construction equipment, financial services, and solutions make modern life possible. We are almost 100,000 people empowered to shape the future landscape of efficient, safe and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents with sharp minds and passion across the group’s leading brands and entities. 

 

At Volvo Financial Services, we are working together to shape the world we want to live in. As the captive finance arm of the Volvo Group, VFS provides financial services and solutions that meet the needs of our customers’ evolving business. Through our dedication to innovation, we support society in its adoption of sustainable transport and equipment solutions. VFS is headquartered in Greensboro, North Carolina, USA and serves Volvo Group customers and dealers in more than 50 markets.