**Description** **Location:** On site in Charlotte, NC, Lafayette, LA, Birmingham, AL, Memphis, TN **SUMMARY** Assist in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial lending portfolios. **ESSENTIAL DUTIES AND RESPONSIBILITIES** + Use the bank’s CECL platform to extract and analyze credit loss model results. + Use SAS, Excel, or other analytic platforms to calculate, analyze, or report on aspects of CECL reserves and other loss forecasts. Exercise/establish appropriate controls ensuring data and calculation accuracy. Have working knowledge of calculations in order to analyze and explain results. + Update standard tables and commentary in CECL, Credit Loss Forecasting, and Stress Testing presentations. + Analyze economic forecast data and explain its relevance to changes in loss forecasts. + Assist in maintaining process and procedures documentation. + Perform ad hoc analysis of consumer and commercial lending portfolios related to various aspects of credit risk. + Performs all other duties as assigned. **SUPERVISORY RESPONSIBILITIES** 1. No supervisory responsibilities **QUALIFICATIONS** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: 1. Bachelor (4-year college) degree in business or mathematical science. 2. 4-6 years of experience in analytics and/or loss forecasting. Prefer in financial services industry 3. Working knowledge of Python, R, SAS or SQL required. 4. Strong analytical skills 5. Microsoft Excel experience required **COMPUTER AND OFFICE EQUIPMENT SKILLS** Microsoft Office suite **CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)** None required **About Us** First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. **Benefit Highlights** • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Corporate Diversity Commitment:** We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. **Follow Us** Facebook (https://www.facebook.com/FirstHorizonBank) X formerly Twitter LinkedIn (http://www.linkedin.com/company/first-horizon-bank) Instagram YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209\_-Q) Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)