Job Description

To evaluate portfolio risks, make credit decisions as per mandate and interacts with other departments regarding credit management strategies.

Hello Future Credit Manager

Welcome to FNB, where we believe help is at the heart of human greatness. Our vision is to be a great business helping to create a better world.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Role Overview:

To evaluate portfolio risks, make credit decisions as per mandate and interacts with other departments regarding credit management strategies.

Are you someone who can:

Identify, control and escalate potential risks which may lead to increased costs.Prioritise resource allocation to minimise and reduce wastage.Collaborate closely with relevant business units and business product houses as per strategy to identify revenue opportunities.Drive opportunities for revenue growth and cost reduction such as adoption of digital and other self-service options across client base.Resolve customer dissatisfaction/complaints by taking ownership of the problem.Analyse customer feedback to help improve customer service.Ensure that delivery is accurate, timeous and of an acceptable standard.Ensure that product or service knowledge and advice is technically accurate.

You will be an ideal candidate if you:

Degree in Credit, Accounting or any other Finance-related field5 - 7 years in a similar environment, with credit specialization being an advantageProficient in Microsoft Office.Excellent verbal and written communication skills.

You will have access to:

Opportunities to network and collaborateChallenging WorkingOpportunities to innovate

We can be a match if you are:

Always doing the right thing – Fight for ethical conduct and transparency, both inside and outsideCurious – Believe in insight, creativity, and its power to unlock valueDeeply Invested – Take initiative and be a leader in your own rightValuing differences – Be inclusive, gracious, decent, and humbleBuilding Trust not Territory – Crete a culture of sharingCourages – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same

All applications must be done via the Group’s application portal.  To access the portal click on the link below.

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Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

28/01/25

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.