London, United Kingdom
4 days ago
Credit Officer

As a Credit Officer, you'll be responsible for a portfolio of sovereign, financial institutions and corporate clients within the Central & Eastern Europe, Middle East and Africa (CEEMEA) region with exposure booked to Barclays Bank PLC’s balance sheet.  The role will include ongoing analysis of exposures including excess and exceptions reporting, completion of credit applications, assessment of new transaction requests from the Front Office including correlated debt financing proposals, formulating a fundamental risk appetite for individual clients and countries, and sanctioning of both exposures and limits with acceptable risk parameters within delegated authority.  

To be successful in this role you'll have:

Significant experience in an emerging markets credit risk analysis and sanctioning role at a major investment bank/institution.In-depth risk management experience across client and excellent knowledge of financing and traded products.Excellent knowledge on both a country and client level across CEEMEA jurisdictions.Excellent written and verbal skills with ability to prepare written analysis to a high standard, clearly articulate their conclusions while providing effective challenge to the Front Office.Review and analysis of constitutional documentation, quantitative and qualitative analysis to determine risk appetite and an internal credit grade, including peer comparison.Sound credit risk judgement

Desirable skills include:

Expert knowledge of the suit of Microsoft products, including Excel, Word and PowerPoint.FRM/CFA qualificationPrevious experience in negotiating legal documents (Loan Agreements, ISDA, GMRA, etc.)

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

Office location: 1 Churchill Place, London.

Purpose of the role

To independently assess and make credit decisions for complex financing transactions, ensuring alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures.

Accountabilities

Analysis of complex financial information and business models to assess client creditworthiness, repayment capacity, and potential risks.Monitoring of the performance of client portfolios, identifying and reporting early warning signs of potential credit deterioration.Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.

Vice President Expectations

Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.Manage and mitigate risks through assessment, in support of the control and governance agenda.Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.Adopt and include the outcomes of extensive research in problem solving processes.Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.

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