The Risk Management Country Officer (RMCO) for Trinidad & Tobago is a senior-level position that will double hat with the Wholesale Credit Risk responsibilities providing second line of defense Credit Officer coverage for the corporate credit, financial institutions and public sector portfolio.

The RMCO is a senior risk representative that serve as the single point of contact for franchise-level Risk matters in each country. They play a critical role in oversight of review and challenge performed by Independent Risk Management in country and serve as key Risk partners to the respective Citi Country Officer and Banking Head (CCO & BH).

RMCOs are expected to demonstrate working knowledge of all Risk verticals, regulatory issues, internal audit processes and issues, and awareness of how external events can affect their countries' exposures, liquidity, and operations.

They are expected to build and maintain networks within countries and regions, foster teamwork among Risk teams in the countries, participate actively in regional and global Risk Management forums, and promote awareness of issues and concerns specific to their countries and regions. RMCOs provide critical second line of defense challenge in line with the Risk Governance Framework; they oversee all Risk-related regulatory and governance matters across all legal entities in each country and ensure timely escalation and resolution of Risk issues from all Risk segments through established escalation channels to the appropriate country, regional or global governance committees.

Among key responsibilities of the RMCO, and as required by local regulators, are: Regulatory requirements, reporting, and engagement, Governance Standards, Stress Testing and Capital Planning, IFRS9, Legal Entity Management, Crisis Management, Climate Risk, Environmental, Social and Governance, and any additional franchise responsibility related to core role and responsibilities as second line of defense.

Responsibilities:

Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segmentsUnderstand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiativesEstablish and leverage cross-functional partnerships and network with key internal and external constituenciesPrepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunityHas the ability to operate with a limited level of direct supervision. Serve as the main point of contact with local regulators and internal audit function on integrated risk mattersCan exercise independence of judgement and autonomy. Acts as SME to senior stakeholders and /or other team members.Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

6-10 years of experience in wholesale risk management or equivalent training and experience preferably in the financial services industryProven ability to apply credit and risk principles toward business goalsDemonstrated ability to synthesize and prioritizeProven ability to remain organized in a fast-paced environmentDemonstrated interpersonal, organizational and analytic skills

Education:

Bachelor's degree/University degree or equivalent experienceMaster's degree preferred

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Job Family Group:

Risk Management

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Job Family:

Portfolio Credit Risk Management

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Time Type:

Full time

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