Bengaluru, Karnataka, India
1 day ago
Credit Risk Associate

As a Credit Risk Associate, you will will primarily support the JPMorgan Wealth Management Domestic credit business.  You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval process.

Job responsibilities:

Partner with Underwriters and Lending Specialists to capture terms and conditions stipulated in the credit approval and legal documentation into the corporate credit platform. Establish and monitor proper linkages between the Corporation Credit Systems. Coordinate with internal staff (Underwriters, Lending Specialists, and Wholesale Loan Services) and external constituencies (customer, legal counsel) to ensure approved facilities are correctly booked for loan closings. Coordinates the global approval for cross Lines of Business requests to include exposure to customers that are managed by units outside of the family responsibility area.  Ensure that Country of Risk allocations are accurate and/or that Senior Country Officer concurrence is obtained, if required. Assist in issuance of letters of credit and amendments and monitor/manage ARC LC queues for approvals of new and evergreen LCs. Manage and monitor credit exposure information on the corporate credit systems. Coordinate all administrative aspects of portfolio management on a day to day basis including, but not limited to, identifying unlinked outstanding, over limits, temporary facility extension or increases. Support the information needs as a result of internal and external examinations, portfolio reviews, credit audits and quality reviews. Manage market and  Lines of Business transfers as clients and facilities are moved to new markets or to other Lines of Business Creation of and maintaining client information records in internal system

Required qualification, capabilities and skills:

You must have above 4 years of experience in Financial Services environment You must have above minimum Bachelor's Degree Knowledge of Legal documentation knowledge-ability to read and understand legal terms and conditions Hands on experience in credit concepts, policy/regulatory framework, loan and derivative products You must understand credit risk infrastructure, tools and processes a plus (ARC, EN, SRGT, CRRT, OWL, SELM, etc.) Signavio, Alteryx, Xceptor. 
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