Wells Fargo is seeking a Credit Risk Specialist.

The Credit Quality Assurance team reviews effectiveness and adherence of credit policies across all Consumer Lending products. We provide actionable recommendations based on emerging trends and work with our business partners to resolve issues impacting quality. The team is responsible for examining and analyzing new account and portfolio management underwriting decisions, including the evaluation of unusual, complex, and high-risk transactions to ensure alignment with internal company requirements and/or government regulations.  This role must be able to clearly communicate overall process or transaction quality and provide feedback to partners regarding any identified inconsistencies.

Qualified candidates must have excellent communication skills, high degree of initiative, strong partnering and interpersonal skills, solid project/process management skills, as well as a keen eye for detail. Qualified candidates must also possess a results driven attitude committed to quality work.

In this role, you will:

Participate in less complex initiatives and identify opportunity for risk mitigation strategies within Credit RiskLead, develop, and implement strategic initiatives and processes to drive the company credit culture, appetite, and business performance Review and analyze reports to assess and predict risk and monitor performance that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverablesReceive direction from leadersExercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirementsCollaborate and consult with peers, colleagues and managers to resolve issues and achieve goalsInteract with internal customers

Required Qualifications:

2 + years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education •

Desired Qualifications:

Experience of working across one or more geographic territories or regions2 + years of Credit Risk experienceKnowledge and understanding of market and counterparty risk management.Strong organizational, multi-tasking, and prioritizing skillsAbility to work in a fast-paced deadline driven environment.Ability to identify inefficiencies and opportunities to improve the process.Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

 

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.