The Credit Specialist works with the RBFS Sales Team to review applications submitted for financing. The Credit Specialist will evaluate credit requests and creditworthiness of individuals and businesses and make recommendations to obtain a financing approval. The Credit Specialist will have daily contact with other departments within the organization as well as applicants and finance sources.

2 years of related banking/finance or related industry experience. Strong credit evaluation and analytical skills, including familiarity with consumer credit bureau reports and analysis measures such as credit scores, etc. Strong organizational and time management skills with the ability to prioritize and manage a heavy workload. Demonstrate ability to exercise appropriate analytical and judgement skills required when dealing with moderately complex procedures and situations when dealing with customers Excellent oral and written communication skills Highly motivated with the ability to work independently in a fast-paced team environment Work incoming financing applications submitted by the RBFS Sales Team Collect all necessary financial information required for Ritchie Bros. Financial Services to complete a credit application Perform comprehensive analyses of a customers credit & financial history by analyzing credit reports (consumer & commercial) and supporting documentation Make outbound calls to collect any necessary documentation required by lenders Have a thorough understanding of lenders adjudication policies and procedures Provide lender feedback/rate quotation information to RBFS Account Manager. Remain current on program products and processes. Assist with the implementation of changes and new procedures as required. Maintain/exceed established standards and targets while adhering to all credit policies, procedures, and guidelines. Participate in team huddles/committees. Perform other duties as required.