About World Business Lenders (www.wbl.com)World
Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding.
WBL is a U.S. based company with a 100% remote workforce.
This is a remote Contract/Consultant position. Generally, working hours will be 9:00am-6:00pm Eastern, Monday through Friday, although hours worked may be greater based upon operational requirements. The job requires excellent oral and written command of the English language. Resumes must be submitted in English.
About the Job
The Credit Analyst will be responsible for ensuring all critical deadlines are met, completing their responsibilities as it pertains to completing loan disclosures, processing all loans timely and meeting established Service Level Agreement (SLAs). This position will also be responsible for maintaining exceptional communication with both internal and external customers/borrowers, and for taking the initiative to investigate, research and resolve any issues that may arise.
Additionally, this individual will work closely with Sales, Underwriting, Valuation and Closing departments to ensure that all loan conditions are submitted timely, loan quality expectations are met, and that files move to closing with as few U/W touches as possible.
Responsibilities:
· Act as point of contact and liaison between borrowers and internal departments (Sales, Underwriting, Valuation and Closing).
· Analyze business bank statements, financial statements and ratios to conduct credit analyses.
· Conduct verification calls with third parties.
· Develop financial models to support analysis of loan level and portfolio performance.
· Prepare/verify loan documents and mortgage to be executed by the borrower to fund.
· Special projects and other duties as assigned.