Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 18,000 employees spanning over 100 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

The Role

We are seeking a skilled and experienced deal structuring and execution broker/ lawyer to join our Financial Institutions & Advisory team. The ideal candidate will have a solid background in banking and insurance law, with a good understanding of credit risk mitigation and relevant regulations.

The successful candidate will be expected to assist in:

interpreting and solving complex legal and regulatory problems across multiple jurisdictions;

actively engaging with other brokers in structuring and executing all forms of risk transfer transactions, including but not limited to negotiating with insurers to secure favourable terms for the business, our clients and drive best practices, and

representing the company in industry forums and at conferences.

The successful candidate will be proactive in engaging with the broader Howden CAP team on legal and regulatory changes and will play a vital role in supporting clients on balance sheet and capital optimization strategies.

What you’ll do

Regulatory Monitoring: Assist with the continuous monitoring of the regulatory environment, help interpret changes, and assess their impact on client business models and balance sheets.

Regulatory Updates: Help prepare and deliver monthly and bespoke regulatory updates, ensuring our business is informed of relevant changes and developments.

Client Support: Assist and develop the business in supporting clients in relation to all forms of on balance sheet and capital optimization strategies, ensuring compliance with current and upcoming regulatory requirements.

Deal Assistance: Assist the business in structuring complex deals, providing support and ensuring compliance with regulatory frameworks.

Negotiation Support: Support negotiations with insurers, helping to secure favourable terms and ensuring alignment with best practices.

Industry Representation: Assist in representing the company at industry forums and conferences, building the company's profile within the industry.

Proactive Engagement: Proactively engage with internal teams and contribute to discussions on legal and regulatory changes, helping the company stay ahead of industry developments.

Strategic Collaboration: Work with strategic advisors, including law firms, bankers, and consultants, to help develop and implement solutions that optimize clients' use of capital and insurance.

Innovative Solutions: Collaborate with the broader Howden CAP team to help design and deliver unique approaches, innovative products, and tailored solutions for clients.

Alternative Capital Vehicles: Support the development and structuring of alternative capital vehicles, ensuring compliance and efficiency.

Team Support: Assist members of the team, providing support and contributing to overall team objectives.

Documentation and Compliance: Ensure all client engagements and transactions are thoroughly documented and compliant with relevant laws and regulations.

Who we’re looking for

Legal Qualification: Candidates which are a qualified lawyers with backgrounds in financial banking and insurance law will be preferred.

Credit Insurance Policies: Good understanding of credit risk mitigation and relevant regulations.

Banking Regulations: Knowledge of banking regulations and the regulatory environment, including future regulatory changes.

Problem Solving: Ability to assist in solving complex legal and regulatory problems.

Negotiation Support: Experience in supporting negotiations with insurers to secure favourable terms for clients and drive best practices

Industry Representation: Some experience representing organizations at industry forums and conferences.

Proactive Engagement: Ability to engage proactively with internal teams and stay ahead of legal and regulatory changes.

Regulatory Updates: Capability to help monitor the regulatory environment and provide timely updates to clients.

Deal Structuring and Execution: Experience in supporting the structuring and execution of complex deals.

Collaboration: Ability to work with strategic advisors (law firms, bankers, and consultants) to help clients optimize their use of capital and insurance.

Innovative Solutions: Capability to collaborate with Howden CAP and broader teams to help devise and deliver unique approaches, products, and solutions.

Alternative Capital Vehicles: Knowledge in supporting the development and structuring of alternative capital vehicles.

Attention to Detail: Strong attention to detail and the ability to work proactively alone or as part of a team.

Communication Skills: Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and stakeholders.

Technical Proficiency: Proficiency in MS Office, particularly PowerPoint, Word, and Excel.

Drive and Energy: High energy and a desire to contribute to creating unique market solutions.

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

Our successes have all come from someone brave enough to try something new

We support each other in the small everyday moments and the bigger challenges

We are determined to make a positive difference at work and beyond

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.