The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

Decision scientists in the Identity and Onboarding Risk Strategy team are expected to deeply understand PayPal’s business objectives, as they generate a significant impact on PayPal’s business performance. As a decision scientist, you will track and analyze key performance indicators in the Signup Risk domain, and track financial and operational metrics with the aim of adapting PayPal’s advanced proprietary fraud prevention and experience mechanisms and enabling growth.

Job Description:

What you need to know about the role?

Decision scientists are highly motivated team players with strong analytical skills who specialize in ideating, creating, driving and executing varied initiatives to mitigate fraud on PayPal’s platform and improve the experience for PayPal’s hundreds of millions of customers, all while understanding PayPal’s business needs and driving immense impact on PayPal’s top and bottom line.

Decision scientists in the Identity and Onboarding Risk Strategy team are problem solvers suited to approach varied challenges in a complex big data environment, and in the fast-paced dynamic environment of PayPal’s Signup Risk domain. They are self-starters with a flexible can-do attitude, having attention to details yet the ability to see the big picture. They possess a strong sense of ownership and a drive to learn, contribute and impact. By leveraging their business mindset and analytical thinking, they identify, explore, build, and develop data-driven solutions to help keep PayPal safe from fraud at signup, thereby significantly benefiting PayPal’s business performance.

As part of our day-to-day job, we are also collaborating with a wide variety of partners in the company, including, product experts, technology experts, data scientists and engineers to bring our analytical insights to life, shaping the security and experience of millions of users around the globe.

Your day to day:

Track and measure performance against KPIs and goals to identify and mitigate fraud risk and enable growthDevelop and own data-driven risk decision strategies to support PayPal’s risk and business goalsUtilize bottom-up, story based, innovative techniques to apply analytical know how onto PayPal’s risk strategiesPlan, drive and execute projects from start to finish, with partners across the company, to develop cutting edge, scalable and safe solutionsWork with product and platform teams to develop cutting edge, scalable and safe products, to enhance the experience for our global customersGrow ongoing communication with partners across the company and share updates with senior leaders effectively and while translating complex problems into simpler terms

What do you need to bring?

Bachelor’s Degree (or above) in one of the following: economics, finance, engineering, exact sciences, etc.3+ years of hands-on experience in relevant positions, e.g.: decision scientist, data analyst, data scientist, background in identifying trends and patterns / risk management / army intelligence unitsTechnical orientation; experience in SQL / R / Python / other programming language – a mustExcellent English verbal and written communication skillsProven analytical and problem solving skills, business mindsetQuick-thinker, fast learner, self-starter

Preferred Qualification:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.