We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you’ll be doing** As a Director, Commercial Credit Risk, you will manage a senior portfolio of Agriculture and Diversified Industries Commercial credits. You will adjudicate sophisticated and complex credit applications within delegated lending authority and ensure that line lending officers exercise sound credit practices through periodic consultation and visits. You will liaise closely with CIBC business officers and other risk managers in managing credit risk transactions. The role is also responsible for driving process improvement initiatives and providing support to leadership in the execution of new and ongoing projects. _At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote._ **How you’ll succeed** + **Assess credit applications** - Review the financial history of applicants and assess exposure to the Bank from a credit risk perspective. You’ll also approve or decline all credit applications within the designated portfolio and refer accounts to the Senior Director in instances where sensitivities of a business or public relations nature necessitate discussions or disclosure at a more senior level. + **Monitor risk -** Provide ongoing assessment of the portfolio, including the timely review of risk ratings, as well as the monitoring of action plans for high risk/watch list accounts and accounts that could potentially be added to the high risk/watch list accounts list. + **Establish action plans & prepare recommendations -** Describe corrective measures to be implemented to address credit related issues, as well as develop corrective measures to address credit related issues and monitor the effectiveness of such measures. + **Relationship management -** Partner with Risk Management colleagues and line lending officers on credit risk management matters and assist the relationship managers and market leaders to recommend the best approach to fulfil their credit risk mandate. + **Continuous improvement -** Orchestrate effective leadership behavior and provide continuous improvement to existing processes and ensure team output is delivered effectively and efficiently. Continuously look for opportunities to improve existing support model and services provided. **Who you are** + **You can demonstrate a minimum 7 years of experience** in an relationship manager or risk management role, focused on Agriculture and Commercial Banking. + **It’s an asset** if you have strong credit risk management expertise with knowledge in lending products, policies and guidelines, local and national market knowledge, and legislative and regulatory requirements-sufficient to provide value-added assistance with adjudication and processes. + **You are proficient in Microsoft Office Suite.** + **You have a degree** in Business, Agriculture, and/or related field. + **You're passionate about people.** You find meaning in relationships and surround yourself with a diverse network of partners. You connect with others through respect and authenticity. + **You embrace and champion change** . You continuously evolve the way you work in order to deliver your best. You partner with colleagues to make continuous improvements, go above and beyond, and deliver results. + **Your influence makes a difference.** You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise. + **You give meaning to data.** You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way. + **You're motivated by collective success.** You know that teamwork can transform a good idea into a great one. You know that an inclusive team that enjoys working together can bring a vision to life. + **You are a self-starter** with strong organization skills. + **You put our clients first.** You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do. + **You are a caring and accountable leader.** You're passionate about developing and coaching to bring out the best in people. + **Values matter to you.** You bring your real self to work and you live our values – trust, teamwork and accountability. \#LI-TA **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** Vancouver-400 Burrard St, 6th **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Analytical Thinking, Business Banking, Business Credit, Business Development, Commercial Banking Operations, Credit Proposals, Credit Risk Assessment, Credit Risk Control, Credit Risk Management, Financial Analysis, Group Problem Solving, Long Term Planning, People Management, Portfolio Management, Relationship Management, Risk Management At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.