Affirm’s Compliance team is seeking a Director, Compliance - Repayments and Servicing/Collections to lead a team of compliance professionals responsible for various second-line advisory and operational functions at Affirm. The role will report to the Senior Director, US Compliance and will work cross-functionally with other teams.

Affirm’s Compliance team provides company-wide leadership, standards, support, and independent oversight to ensure that business units abide by applicable laws, rules, and regulations. Compliance credibly challenges management decisions, business processes, and evaluates adherence to applicable regulatory requirements. Compliance provides appropriate analysis, reporting, and escalation to Executive management and the Board, set minimum standards for the company, and provide guidance for compliance risk management activities across the company.

What you'll do

Manage a team who is responsible to provide second-line oversight and regulatory advisory services for Product, Eng and Operations in the Repayments, Servicing, Collections/Recovery stage of the product life-cycle Provide Compliance review for vendor management oversight activities (risk assessment, onboarding new servicing vendors) Prepare and/or review responses to Regulatory, Bank Partner and Audit Engagement requests Work with responsible business units on issues/incident response triage and to agree on corrective actions to strengthen preventative and detective controls Ensure identified deficiencies are promptly addressed and effectively resolved Write reports, memos or presentations that clearly articulate the results/conclusions of compliance review activities or risk escalations and communicate to key stakeholders across the company

What we look for

Advanced degree or CRCM or similar designation, preferred 10+ years of experience in compliance risk management or legal advisory Preferred experience with: Risk Operations, Credit Furnishing and Disputes, Regulation Z disputes, SCRA/MLA, State Law Requirements Demonstrated experience regulatory compliance reviews Experience with tracking and monitoring corrective actions, audits or exams Experience with consumer protection and general banking regulations of the Fed, FDIC, OCC, and/or CFPB Demonstrated sound decision-making, negotiation, and collaboration skills Excellent verbal, written, and interpersonal communication skills Ability to interact with all levels of an organization Self-motivation and a willingness to take ownership of projects A team player mindset, pitching in wherever needed A passion for improving the lives of consumers through Affirm’s products Humility, integrity and a sense of humor; you take your work seriously but not yourself

Pay Grade - S
Equity Grade - 12

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA Pacific base pay range (CA, WA, NY, NJ, CT): $230,000 - $310,000

USA Sapphire base pay range (all other U.S. states): $203,000 - $283,000

Please note that visa sponsorship is not available for this position.

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