**Description** American Express National Bank seeks Directors, Risk Management to maintain overall responsibility for new decisions relating to credit and fraud risk for the Company's businesses. Drive Core Underwriting risk strategies to determine financial decisions for prospects and customer applications leveraging core risk infrastructure. Partner with marketing partners and targeting teams to harmonize underwriting and targeting. Review new accounts credit trends and direct analyses to inform risk management and business strategies. Ensure control, compliance, and operational risk mitigation in all processes and design for a streamlined user experience across customer touch points. Drive analytics and partner with the Decision Science team to enhance economic logic and support core risk management decisions. Position requires a Master’s degree in Finance, Statistics, Economics, Analytics, Operations Research, Business Administration, or a related field, and 2 years of experience with risk management and risk analysis. Experience must include 1 year of experience with each of the following: Credit risk data from credit bureaus and internal credit source, source systems, and data management processes; providing strategic guidance on risk information system implementation and enhancements, new data evaluation, and regulatory audit strategies; linear regression and logistic regression; data analysis, text mining, and transforming credit and risk capabilities using R; and Base SAS, SAS Enterprise Guide, SQL, and VBA. Telecommuting is available up to 2 days per week. Job Location: New York, NY **Qualifications** Salary Range: $146,133.00 to $205,000.00 annually We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement. If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters. The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider a number of job-related factors, including experience and location. #LI-DNI **Job:** Risk **Primary Location:** US-New York-New York **Schedule** Full-time **Req ID:** 25003323