Job Summary

The Account Executive interacts with clients on a day-to-day basis while developing and maintaining relationships with both client and carrier representatives to develop and execute on the client’s benefit strategy. The Account Executive will research, analyze, and evaluate medical, life, disability and other benefit plans and serve as the benefit expert to clients. The Account Executive is the primary point of contact for clients and will have indirect supervision of team members, review work for accuracy and delegate work and projects to other members of the team to ensure client deliverables are timely and accurate. The Account Executive is responsible for revenue growth – client expansion – on their personal book of business and assisting producers and team with prospecting new clients, including proposal development.

The qualified candidate must have strong knowledge across the spectrum of employer-sponsored health & welfare related plans, including federal and state regulations that impact these plans.

Primary Responsibilities and Duties

Subject matter expert on Health & Welfare Benefits, vendor/carrier products and services including, but not limited to, medical, dental, vision, life, disability, and voluntaryManage a book of business of approximately $1,000,000+Develop and maintain strong relationships with reference-ready clients, prospects, and carriersKeep clients apprised of appropriate industry trends and events, including all state and federal regulatory issuesProactively anticipate client needs and bring forward strategies to address their challengesUnderstand and utilize Risk Strategies resources and tools to maximize efficiencyProject manage book of business including planning, delegating, and meeting deliverable timingUnderstand fundamental underwriting concepts in order to communicate funding alternatives, impact to rates, and cost driversManage request for proposals and renewals - negotiate with carriers and make recommendations to clientOversee open enrollment process for clients Ensure client is fully compliant with all regulations to which they are subjectAccountability for all work product provided to client across the AE’s book of business, including ensuring client updates are made within appropriate software (e.g., BenefitPoint, AMS, etc)Review work, provide feedback and mentor junior team members

Requirements and Qualifications

BA/BS preferred5+ years of health & welfare experience, meets, or exceeds, core practice competency-based skillsClient-facing experience in the employee benefit industryTechnical knowledge of benefits administration, HealthCare Reform, industry trends, carrier products and servicesAbility to work independently and anticipate client and team needsEffective time managementDiligent follow up skillsAbility to express ideas clearly in both written and oral communicationsDetail-orientedAdvanced critical thinking skillsStrong Microsoft Excel, Word and PowerPoint skillsLife, Accident and Health Insurance License requiredGBA or CEBS Certification a plus

Risk Strategies is the 9th largest privately held US brokerage firm offering comprehensive risk management advice, insurance and reinsurance placement for property & casualty, employee benefits, private client services, as well as consulting services and financial & wealth solutions. With more than 30 specialty practices, the firm serves commercial companies, nonprofits, public entities, and individuals, and has access to all major insurance markets. Risk Strategies has over 100 offices and 5,300 employees across the US and Canada.

Industry recognition includes being named a Best Places to Work in Insurance for five consecutive years (2018-2022) and to the Inc. 5000 list as one of America’s Fastest Growing Private Companies. Risk Strategies is committed to being good stewards for our company, culture, and communities by having a strong focus on Environmental, Social, and Governance issues.

Risk Strategies is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at Risk Strategies by visiting our careers page: www.risk-strategies.com/careers.