Canajoharie, NY, 13317, USA
46 days ago
Fair Banking Officer
Pay Range: $78,160.00 - $104,221.00 Open to candidates within our 7 state footprint - CT, ME, MA, NH, NY, PA and VT The Fair Banking Officer is responsible for the development, implementation, maintenance and execution of the Bank’s Fair Lending and UDAAP programs. Reporting directly to the Fair Banking Director & CRA Officer, this role works independently and interacts daily with VP and SVP levels. The Fair Banking Officer is responsible for ensuring the UDAAP and Fair Lending programs are documented, appropriate for the size and complexity of the Bank, and fully aligned with legal and regulatory requirements and expectations. This role works closely with the Fair Banking Director and CRA Officer to ensure all HMDA, CRA and Small Business data is collected, aggregated and reported timely and accurately. The Fair Banking Officer serves as the Subject Matter Expert for Fair Lending through participation on projects, contributing to evaluations of products and services and reviewing customer complaints. As a member of the CRA & Fair Lending Committee, the Fair Banking Officer is responsible for effectively communicating the outcome of fair lending analysis and providing regular updates on fair lending related risk. Education and Experience: + Bachelor's degree (or equivalent experience) required + 3+ years of related experience in banking and financial services (preferably 1+ years in Compliance or Risk Management) + Relevant Compliance, Fair Lending or CRA industry certification desirable (required if no bachelor’s degree) Skills and Abilities: + Working knowledge of consumer protection laws and regulations + Knowledge of banking processes or willingness and ability to learn business processes + Must be able to interact with LOB partners and collaborate to achieve objectives + Ability to analyze data to identify patterns or disparities that could point to potential discriminatory practices or impacts + Good analysis, data manipulation and problem-solving skills + Strong time management Tasks Performed: + 60% Develop, maintain and execute all aspects of the Fair Lending Program, (risk assessment, data analysis, testing, LOB consultation, etc) + 15% Coordinate data collection, data accuracy, error resolution and other necessary activities to ensure timely & accurate annual submission + 15% Manage the execution of annual UDAAP risk assessment and quarterly UDAAP testing. + 5% Perform ad-hoc data analysis or query writing to support the broader ERM team. + 5% Other Duties as Assigned Physical Requirements: + Communicate effectively with internal and/or external customers + Stationary 75% of time or greater + Move Objects to Maximum 10 lbs Benefits for Full-Time Employees: + Generous Paid Time Off : At least 22 days annually, prorated in the year of hire. + Parental Leave : Six weeks of paid leave at 100% of your salary. + Comprehensive Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants. + Dental and Vision Coverage : Ensuring your overall health and well-being. + Flexible Spending Accounts : For healthcare and dependent care expenses. + Employer-Paid Disability Coverage : Both short-term and long-term, with an option to purchase additional long-term coverage. + Life Insurance : Employer-paid basic life insurance, with an option to purchase supplemental coverage. + Voluntary Benefits : Including hospital, accident, and critical illness coverage. + Retirement Plans:  Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. + Adoption Assistance : Supporting your growing family. + Tuition Reimbursement : Invest in your education and career growth. + Employee Assistance Program (EAP) : Access to support and resources. + Financial and Banking Services : Various benefits and financial planning assistance . Benefits for Part-Time Employees Working 20+ Hours/Week: + Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants. + Generous Parental Leave : Six weeks of paid leave at 100% of your salary. Benefits for All Part-Time Employees: + Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future + Paid Sick and Safe Leave : For your health and safety. + Employee Assistance Program (EAP) : Access to support and resources. + Financial and Banking Services : Various benefits and financial planning assistance . Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time. NBT Bank offers a stimulating work environment that recognizes talent and encourages teamwork. Our employees benefit from a total compensation package, including competitive salary, bonuses and a wide range of benefits for eligible employees - like our Tuition Reimbursement Program. Join NBT Bank and build your career through the many growth, learning and collaborative opportunities made available across the company. + EEO is the law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) + EEO is the Law Poster Supplement + Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp\_%20English\_formattedESQA508c.pdf) + Family Medical Leave Act (FMLA) Poster + Employee Polygraph Protection Act (EPPA) (https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf) NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age, disability, sexual orientation, marital status or veteran status, recently separated veterans, genetic information, victims of domestic violence and stalking or any other class protected by Federal, State or local law. This policy applies to all terms of employment. NBT Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the Careers website or submission process, please call 1-888-804-1771 or contact us via email at humanresources@nbtbank.com. The Human Resources Shared Service Center hours of operation are Monday through Friday, 8:00 AM to 5:00 PM EST.
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