**Description** **You Lead the Way. We’ve Got Your Back.** With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. Our industry is rapidly evolving, and we need courageous, quick problem solvers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex. **About Credit & Fraud Risk Finance** Credit & Fraud Risk (CFR) Finance team delivers fact-based, decision-driven and high-impact credit-risk related insights and deep analytics, P&L stress tests to support regulatory views and governance processes and the forecasting of Net Loss Provision. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity. **About The Senior Financial Analyst Role** The Senior Financial Analyst will be responsible for supporting the forecasting of key P&L lines and related analysis. This position offers the opportunity to understand the dynamics of external (economic) and internal (key metrics) drivers of Amex’s P&L, support senior management with key analysis, and collaborate with multiple cross-functional partners. **How will you make an impact in this role?** + Support development of financial projections across different macroeconomic environments to support various stress testing exercises across AXP, including Bank Holding Company and local market + Support the development and implementation of an automated solution for forecasting using enterprise data systems such as TM1 + Execute on the team’s data governance, documentation, and process and controls efforts + Develop ad-hoc analyses in support of the overall stress testing process **Minimum qualifications:** + Bachelor's degree in Accounting, Finance or similar + Strong Excel skills, including modeling large amounts of data while maintaining strict controls on data quality + Experience with PowerPoint and the ability to create impactful and cohesive presentations for Senior Management + Strong understanding of credit card economics + Ability to handle high pressure environment with aggressive deadlines + Growth Mindset – Positive and adaptable to a fast paced and dynamic environment + Excellent communication skills – both verbal and written + Strong organizational skills and attention to detail **Preferred qualifications:** + 2 years experience in a similar role + Experience with SQL/TM1 preferred **Qualifications** Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for this position. Salary Range: $55,000.00 to $105,000.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors. We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement. If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters. **Job:** Finance **Primary Location:** US-New York-New York **Other Locations:** US-New York-New York **Schedule** Full-time **Req ID:** 25000337