Financial Lines Underwriter #LI- AIGWho we are American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. Get to know the business General Insurance is a leading provider of insurance products and services for commercial and personal insurance customers. It includes one of the world’s most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network. About the role What you need to know: The Financial Lines Underwriter will be responsible for identifying and underwriting profitable accounts within underwriting limits under the guidance from the Head of Financial Lines / Manage assigned accounts ensuring efficient workflow in the line of operational procedures whilst managing and maintaining and grow relationships with brokers. + Assessing risk (underwriting), servicing accounts and developing the FL product capabilities. + Underwrite risks within underwriting authority through a rigorous risk assessment process which includes consideration of loss control, claims history and other appropriate risk management functions. + Risk logging, worksheets and rater tool application + Ensure adherence to all underwriting guidelines and referrals + Transacting and filing of accounts in accordance with Company standards. + Ensure adherence to audit requirements + Ensure adherence to regulatory and compliance requirements + Manage allocated portfolio accounts achieving profitable and sustainable growth. Constantly assessing overall performance of the portfolio and make recommendations for adjustments where needed. + Develop and maintain strong personal and professional relationships with brokers and clients + Adhere to internal SLA’s to ensure operational efficiency and achievement of agreed customer service standards Instructing and monitoring the issuing of Policy Documents + Expense Control + Manage all expenses within budget. Continuously work to reduce the expense ratio through constant attention to efficiencies and opportunities to maximize productivity through streamlining of processes. What we’re looking for: At AIG, we value in-person collaboration as a vital part of our culture, which is why team members come together in the office four days per week. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Experience: Insurance experience / Financial Lines underwriting experience is a must. Knowledge: + Thorough knowledge of the Financial Lines Insurance industry / Middle East and North Africa market experience. + Excellent Verbal & Written Communication Skills + Strong Entrepreneurial Skills + Presentation Skills + Ability to analyze complex problems, interpret operational needs, and develop integrated creative solutions. Internal Underwriting– work within a team of underwriters to grow the portfolio profitablyClaims and Actuarial – engagement to understand the drivers of our losses and what underwriting actions are required on particular accounts and portfolios.Operations – understand the administrative functions that support our business.Distribution – improve and understand the way in which our products are taken to market and boughtExternalClients – appreciate and understand client needsBrokers / Cedants – build and grow the business with brokers and Cedants Key Competencies + Financial Lines Underwriting Background. + Dealing with Ambiguity + Customer Centric + Negotiation Skills / Conflict Resolution + Drive for Results + Presentation Skills + Innovation Management + Business Acumen + Problem Solving Technical Competencies Risk Analysis and Pricing + Distribution + Interpretation of legal agreements At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com . Functional Area: UW - Underwriting AIG MEA Limited