Summary Statement:
Oracle Financing provides payment solutions to help customers acquire Oracle products and services. The Funding and Risk Management Analyst’s primary responsibilities are to review, evaluate, and provide written analysis of transactions with end-users to arrive at accurate risk ratings, provide approvals within delegated credit authority, and provide transaction structuring and pricing support to Oracle Financing sales. The analyst will be proficient in conducting due diligence calls with the CFO of privately held companies including venture-funded companies, obtaining all required information during the calls. Analysis, risk ratings, and decisions must be consistent with the financial institution market so that transactions are liquid. The Analyst will utilize leading credit analysis tools to ensure the analysis and recommendations are accurate. Further, closed transactions will be syndicated to bank partners, and the analyst needs to be able to explain and justify each transaction to the appropriate funding source. The Analyst should have the ability to handle multiple tasks, work independently with little guidance or supervision, and provide responsive support to the OFD sales organization.
Responsibilities:
Prepare written credit risk analysis in accordance with OFD Credit Policies and SOX requirements. Conduct due diligence in a professional, thorough, and timely manner. Identify strengths, risks, and mitigants and assign accurate risk ratings to customer legal entities. Perform in a responsive manner while controlling risks. Participate in projects as needed. Obtain information related to financial condition and performance, operations, management, competition, and industry economics. Work with funding sources to ensure funding liquidity of Oracle products and services, once financing transactions have closed. Create and maintain neat and orderly credit files.
Requirements:
Excellent English written and oral communication skills. Excellent quantitative and analytical skills. Ability to prioritize conflicting deadlines for deliverables and customer issues. Ability to make independent decisions. Intermediate level of software (Word, Excel, and PowerPoint). Ability to perform advanced financial and ratio analysis. Ability to think analytically and problem solve. Ability to provide appropriate structures and negotiate terms.
Qualifications:
5-10 years of work experience in credit, leasing/financing with a bank, leasing company, and/or captive finance company in a credit underwriting environment. Bachelor's Degree in Finance or Accounting, MBA preferred Relevant coursework includes Economics, Corporate Finance, Accounting, and Financial Accounting.
Work Shift: 9am-6pm in California/PST time (equivalent to 1am-10am in Manila)
Career Level - IC3